Budgeting is easy. Three years ago, I would never have written that statement, but today I can passionately state that budgeting is easy.
Here is a key fact to remember. Budgets do not require calculus, differential equations, geometry, physics, or trigonometry. Budgets do not even require division or multiplication. Budgets really only utilize addition and subtraction. Think about it. If you can punch numbers into a calculator, you can complete a real, workable budget. It is a simple equation:
You might be saying, “I don’t need a budget.” I will tell you that “I was broke … Now, I’m not!” It was through the introduction of a monthly budget that we were able to make our family’s finances work. Now, we are able to give more than I ever thought possible, save more than I ever thought possible, and we are able to utilize our income to do something besides PAY BILLS!!!
I have a question. When you were growing up, was it your dream to owe Capital One? Target? Kohls? Belk? Disney? Countrywide? Wells Fargo? Put a stop to this madness. Get a budget.
It is my goal to get every person on this planet to PLAN their finances through the use of a monthly budget. If you want to know how to budget but can’t seem to get started, e-mail me at firstname.lastname@example.org.