I know the difference!

Observed today on a sticker - "I know the difference between right and wrong, but I choose to ignore it." When it comes to finances, I have learned a lot about what is right and wrong. I hope I do not EVER choose to ignore it! I have learned that: - saving money is right and that spending all of my money is wrong - having an emergency fund for emergencies is right and using a credit card for emergencies is wrong - giving to worthy causes and individuals is right and not giving at all is dead wrong - paying cash for purchases is right and paying on payments is wrong - including your spouse in the budgeting process is right and not including them is wrong - calling our money "ours" is right and our money "mine" and "yours" is wrong - working together as husband and wife toward common financial goals is right and working separately is wrong - having medical and life insurance is right and not having this insurance is wrong - dealing with your financial situation is right and just throwing up your hands and declaring bankruptcy is wrong - developing a plan and following it is right and handing your financial mess over to rip-off credit counseling is wrong - facing your finances is right and choosing to ignore it is plain wrong I would love to hear some other truths you have learned as you have dealt with your finances!