A key reason that people do not develop a plan for their personal finances is a lack of motivation. There really are at least 541,326 other things that are more fun than planning your finances. The football game on TV, fishing, hunting, sleeping, eating, shopping, traveling, crocheting, gardening … The list really could go on and on. Besides, we can always deal with our finances tomorrow. No big hurry. It’s not like we are going to need a bunch of extra money right away.
Yawn. I’m so tired. I think that I am going to go to bed. I know that all of my money disappears each month without any of it staying in my accounts, but I am just so tired and unmotivated to deal with my finances. I can deal with that tomorrow.
NEWSFLASH: TOMORROW HAS ARRIVED AND THE UNMOTIVATED ARE BROKE!