Did you buy something with a credit card today?

Why?

Is it because it is a Tony Stewart credit card?
OR is it because you did not have the money?

Is it because you get airline miles?
OR is it because you did not have the money?

Is it because you get free hotel points?
OR is it because you did not have the money?

Is it because you get “free” gift certificates?
OR is it because you did not have the money?

Is it because you get “free” merchandise?
OR is it because you did not have the money?

Is it because you are worried about identity theft?
OR is it because you did not have the money?

I challenge you to NOT USE your credit card for the next 30 days. Force yourself to say the world’s most powerful wealth-building word “NO!”. Just 30 days. You have tried your way and stayed broke. Try my way for 30 days. Write out a budget tonight. Spend every dollar on paper on purpose before the month begins. Live by that budget. You will start to win.

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