A lady who went through the personal finance course that I coordinate told me of her trip to the dentist.
The dentist told her that she needed a crown. The cost of the crown was to be $650. She told the dentist, “I am paying cash. $250!” The surprised dentist responded, “$325.”
What a deal!
What a thought! You see, the dentist is performing a service. A service is negotiable. When you are paying cash out of your own pocket, you are more apt to question the fee.
It makes one stop and think about the impact of 100% payment insurance. It doesn’t make the patient pay out of their own pocket, so they are less apt to question the fee.
Go out and ask for a better deal!