More money saving ideas, courtesy www.josephsangl.com …
1. Gardener? Talk to friends/family about possibly obtaining some bulbs/divisions/corms/tubers of perennials. Free flowers are awesome! I have obtained surprise lilies, day lilies, dianthus, coral bells, rudbeckia, iris, and other AWESOME plants for FREE. I love FREE. Anyone have any?
2. Seek out a cash-only, no insurance doctor. You will pay 1/2 of what you would to a doctor who participates in insurance programs. Why? Because a doctor who deals with insurance needs at least two full-time people to chase insurance companies and payments. You will feel better knowing that you have prepaid your bill, got a better deal, AND did not have to deal with the insurance company.
3. Buy a used car that is 2 to 4 years old. Most of the sharp depreciation in value is done by year 3 and when you lay down CASH for the purchase (remember – no debt!) you will get a better deal! There is something about seeing 100 $100 bills laying down on the hood of a car that makes a car dealer or individual sell a $12,000 car for $10,000. Try it!
Hey, I used to not negotiate anything, but I was B-R-O-K-E! No longer!