A constant reminder …

A couple of weeks ago, I blogged about my fixer-upper house and included a picture of my smashed thumb (You can see it HERE).

Anyway, I was looking at my thumb again, and I realized that it is going to be a LONG TIME before this visual reminder of the pain I have went through is gone.

I mean, I smashed this thumb almost two months ago, and the battered purple thumbnail appears to have hardly moved.  My best estimate is that it will be at least four more months before it is gone.

You know what?  Everytime I look at my thumb, I remember how it happened.  I remember that I was working on nailing down plywood on my roof.  It was an eight-penny nail.  I missed the nail.  I nailed the thumbnail.

This applies to my finances.  There is a REASON that I am so passionate about this subject!  There is a REASON I write every single weekday about personal finances!  There is a REASON that I teach classes to help others get a grip on their finances!  There is a REASON that I will conduct over 600 one-on-one financial counseling appointments this year!  There is a REASON that I take this show on the road and teach the Financial Learning Experience!  There is a REASON that I have written a book about this subject!  There is a REASON that I talk endlessly about this topic!

What is the REASON?

I have reminders that ensure I will never forget how my personal finances once were!  Ooooh!  That is good!  Don't miss this!  I have REMINDERS in my life that ensure I will NEVER forget how my personal finances were out of control.  The debt that I carried has left its marks.  The years that I lived with an average balance of $4.13 in my savings account have left scars that I can't deny.

Someone shared with me a better way to manage my finances and ever since that day, Jenn and I have waded our way out of the mess!  I will never forget the past.  Just as my thumb will not let me forget that I missed the nail, my past financial mismanagement will not let me forget.

I was broke.  Now I'm not.  Praise the Lord!

6 Responses to “A constant reminder …”

  1. Paul Moyer April 11, 2007 at 5:44 am #

    It is amazing how some people consider debt a way of life and others consider it cumbersom, annoying and even disgraceful.

    It’s kind of like Clay Aiken music or rooting for a Big Ten School.

  2. Joseph Sangl April 11, 2007 at 6:41 am #

    Will anyone please stand up and help a brother out? Paul M. continues to beat up on a fantastic singer like Clay Aiken and on the Big Ten.

    Folks in the Midwest – please rise up and state how awesome the Big Ten is!

    Folks in NC – please rise up and state how awesome Clay Aiken is! He is from your state, right?

  3. Paul Moyer April 11, 2007 at 7:34 am #

    State? state of embarassment? State of delusion? State of denial?

    All I know is that the Big Ten couldn’t play water boy for the SEC and that Clay Aiken, well, no comment needed on that one.

  4. Jon Smock April 11, 2007 at 7:45 am #

    Don’t mess with the Big Ten, pal! ;-)

  5. Joseph Sangl April 11, 2007 at 11:28 am #

    Thanks, Jon, for stepping up and supporting the greatest conference in the NCAA – the Big Ten!

  6. -joe d. April 14, 2007 at 6:25 pm #

    What is The Big Ten? Sounds like a sports shoe.

Leave a Reply:

Gravatar Image