In keeping with the spirit of the Home Pay-Off Spectacular, I have prepared a "Truck Pay-Off Spectacular". Print it out, divide the purchase price of the truck by 426 squares, and start filling in the squares!
I recommend that you put this right on the refrigerator where all can see it! You will generate conversation like no other! Who knows? You might have the opportunity to teach your friend how to win with money!
You can obtain your FREE copy HERE!
So, as with most blogs, I have the ability to see general regions of the country that my blog's readers are from.
I am seeing a huge number of hits from New Jersey and New York. Who are you guys? What is going on in New York and New Jersey? I want to hear from you and see what the potential is of meeting you guys one day!
Other readers - California, North Carolina, Oklahoma, Maryland ... who are you guys?
Thanks for being a participant in my crusade to help others with their finances!!!
In school, if you did not pay attention in class and did not study the subject matter, you will receive a letter grade that is not desirable. It would be the dreaded one-legged "A" that is also known as a big ole "F".
I don't know what would have happened in your house, but if I ever came home with a "F" on my report card, I am pretty sure that I would have become the first person who achieved near-earth orbit via an explosion from my parents.
It is near-instantaneous feedback. I do not study, and no more than a few months later I receive the dreaded "F" and ultimate accountability with my parents.
It is NO DIFFERENT with your finances! You might think that you are getting away without studying the subject. You might have convinced yourself that you do not really need to take time to plan your finances. You could even believe that you are doing well even without learning more about finances.
I will tell you that you are dead wrong.
If you do not learn about the subject of your personal finances, you WILL have accountability.
It will come in the form of:
I do not know if any of these have hit home with you, but I made a decision a long time ago that I would NOT allow money to dictate what I do and do not do. I will take the money that I have and tell every single George Washington where to go. I will ensure that quite a number of George's are given away and that large quantities are saved BEFORE I start spending them on anything else.
My PRIORITY is to get an "A" on my finances. The only way I will accomplish this is to continue learning and apply what I learn to my finances. Every. Single. Day.
Why is DAVID CHILTON a www.JOSEPHSANGL.com Financial Hero?
My dad gave my twin brother and I a book when we were around twelve years old. The book's title? The Wealthy Barber
This book is written as a fictional novel set in the Detroit area. The book is very easy and quick to read. The primary lesson learned in this book is the POWER of Compound Interest. I remember setting that book down at around twelve year's of age and saying, "If a barber can be a millionaire, then I will be too!" AT AGE 12!!!
Why should DAVID CHILTON be your Financial Hero?
David, you are an official www.JOSEPHSANGL.com Financial Hero! At age 12, my world was rocked through your book! My financial future was forever changed by learning the POWER of compound interest so early in life.
Want the book? Get it HERE.
I have been updating an older house lately, and today I will share with you some ways that I have saved money.
1. Friends/Family have helped out for FREE!
2. Borrowed tools!
3. Used 10%-off coupons at Lowe's!
4. Used 10%-off coupons at Lowe's in conjunction with manufacturer's rebates.
5. Buy used appliances!
6. Do the labor yourself!
Do not think that just because you have a hammer and nails that you are a carpenter. This is especially true on home remodels. It is so much harder to work backwards on a house. As I was driving in to crusade this morning, I observed a squirrel standing in the road. He seemed to notice the oncoming vehicle, but was weighed down by a walnut that he was carrying.
As my truck bore down on him, he seemed to be working with all of his might to get off of the road to safety, but he kept his grips tightly onto the nut.
I applied my brakes and swung out wide to avoid him. The squirrel got off of the road safely with his nut.
My thoughts on this? I see people like this all of the time. They are holding on to something that is slowing them way down financially, but they just won't let go of it. Unfortunately, many creditors and financiers do not swerve and apply their brakes to protect them.
The end result? They lose their financial freedom while trying to hold on to the very thing that is weighing them down. Things like the car with the huge car payment, the huge house that has way to much payment, the student loan that is way too big, the furniture payment, the boat payment, or the college payment for our children. The list can go on and on.
What is it that you are holding on to? Get rid of the expenses and you will find liberty that you only dreamed of.
I received a letter of encouragement from someone who took the Financial Freedom Class that I teach at NewSpring Church in Anderson, SC.
The author wrote the most incredible line in it. A line that jars me each time I read it.
"For the longest time, I am ashamed to say, I thought "poor people" were on budgets. I now realize it is "rich people" who are on budgets, and the reason they are rich is because of having a budget and staying on a budget."
That, my friends, is TRUTH.
Are you planning your spending every single month? Free tools are available to help you by clicking "Tools" at the top of the page.
