Normal people will give up when they encounter difficulty.
Normal people will stop budgeting because it is hard.
Normal people will not invest because they don't understand what stocks/bonds/mutual funds/real estate mean.
Normal people will not invest because they "can't afford to right now".
Normal people will not take time to learn about personal finances because it is too difficult.
Normal people will not stick with a debt-pay off plan because they cannot tell themselves "NO!" to a new car, boat, motorcycle, kitchen upgrade, furniture, or vacation.
I resolve to not be normal. I resolve to stick with it. Join me in my "I AM NOT NORMAL" personal finance crusade! Who can you invite over to your house this Memorial Day weekend and teach them about a better way to manage their finances?