At times during a counseling session I hear of a situation that has occurred to the individual that sounds terribly unfair.  This unfair situation has gravely affected their personal finances.

I have heard of illnesses that cost a person their job, firings for no real good reason, having a sick child and the travel to and from hospitals far away costs the parent their job, and of a spouse leaving the other.

These situations are incredibly painful.  They can be described as AWFUL.  They can certainly be described as NOT FAIR.

Well, as Perry says, FAIR is a place where you ride rides.  Unfair things happen to all of us, and it is perfectly normal to be unhappy about it and mourn over the unfairness of it all.  It is OK to say that it is not fair.

However, at some point in time, one must choose to get back in the game even knowing that something unfair will occur again in the future.  Why?  Because the consequences of not managing one's personal finances are so great!  Poor financial management will compound the problems associated with the unfair situation.

To those who have had something happen that is unfair – I am sorry that this happened to you, but I am confident that you can recover and that you can win with your finances again!


  1. John Walden on July 10, 2007 at 6:02 am

    Joseph, I need to sit down and meet with you about my finance’s. If at all possible email me back. thanks John.

  2. Moneymonk on July 10, 2007 at 8:27 am

    I agree, it may not be your fault but it is your problem !

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