Archive - September, 2007

Commitment – Scared?

I am sick and tired of failed commitments.

People commit before God and family to be wed for life and a few years down the road – splitsville.  Broken commitment.

People commit to a New Year's Resolution and by January 12th, they have fell off of the wagon.  Many times they can't even remember what they committed to do!!!

People come into my office and commit to spend less than they make, to save money, and to work together on their finances only to go out and spend $400 more than they made on such necessities as football tickets, video game, clothes, and restaurants.

Folks obtain loans, signing an agreement to pay back the money, and then declare bankruptcy – jilting the loan company of their money – and then have the audacity to blame it all on the lender!

People sign a business contract and then, when it is no longer convenient, break it.

We need to follow through on our commitments!

Even when:

  • it gets difficult and hard
  • the other party is not holding up their end of the bargain
  • we are tempted to fall off of the wagon
  • a better opportunity comes along

I believe our nation experiences high levels of depression due in large part to individual failures to uphold commitments.

Here are some simple rules to ensure a commitment is upheld:

  1. Think before committing!
  2. Mean what you say/commit to!
  3. Follow through on your commitment!

It is not always easy to uphold a commitment!  Lord knows that!  Everyday, I am in pursuit of fulfilling my commitments.  One of those commitments is to help others accomplish far more than they ever thought possible with their personal finances.  For another day, I am following through on that commitment! 

Read Joe's recent blog posts 

Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE.

Joseph Sangl is now podcasting!

I am PUMPED to announce that a podcast is now available weekly!

The "I Was Broke … Now, I'm Not!" podcast will follow a loosely-held format of a me sharing a success story followed by an answer to a question that has been sent to www.JosephSangl.com and lasts between five and seven minutes.

I really hope that this podcast will help you take your finances to the next level and provides inspiration as your progress toward your own financial goals! 

To subscribe to the podcast using iTunes, click HERE.

If you do not have iTunes, you can download an mp3 by clicking HERE.

Have a question for me to answer on the podcast?  Send me your question HERE.

Want to read the latest blog?  Click HERE.

Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE.

 

 

Lesson In Procrastination

I am sitting here looking at my backyard.  I've included a picture so you can see what I am seeing. 

This, my friends, is the result of procrastination.  You see, we purchased this house six months ago.  My eyes immediately spied this particular pine tree.  It was unique.  It went up about 20 feet as a single trunk, and then it split into two separate beams.  Large beams.  Over 60 feet long each!

I told several of my friends that this tree should probably be removed before it fell.

I TALKED about it.  I did not do anything about it.

Flash forward to the July 4th holiday week.  We were out of town on vacation, and I received a PIX-message showing the right beam laying on the ground parallel to my garden.  NO DAMAGE!!!

I came home and said, "We should really take the rest of this tree down.  That other beam will probably fall now."

I TALKED about it.  I did not do anything about it.

Flash forward to last weekend.  I was sitting in the Washington-Dulles airport traveling to Dayton, Ohio to teach the Financial Learning Experience, and guess what?  Phone call from Jenn saying, "Uhhhm …  The other part of that tree just fell down into the fence and into the neighbor's yard!"   ARGH!

Lesson taught again – Talk without action is mere babble!

I talk about this all of the time with finances!  Why didn't I take action with this tree?  As I think about it, here are some reasons that I stalled on cutting down this tree.

  • I don't have the appropriate tools – no chainsaw, no chipper, no stumpgrinder
  • I was hoping that it would fix itself
  • I really did not truly believe that the tree would fall right away – I believed it should stay in the air until I deemed that it should fall
  • Too busy – there are a lot more things I want to do than cut down a stupid tree

Maybe these are the same reasons that you have procrastinated fixing your finances.  You don't have the right tools, don't understand what to do, don't believe that you need to fix them right now, and you certainly have a lot of other things to do than work on your finances.

Keep delaying, and you may end up with a tree falling down … or worse.

Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE.

400 and counting …

I am a firm believer that "what gets measured gets attention".

One of the things that I measure every single week is the number of people that I have counseled one-on-one.

Last week, I passed the "400" people mark!  In just eleven months at NewSpring Church, over 400 people have been taught one-on-one how to apply the free budget tools to their own personal finance situation.

The crusade to teach 100,000 people continues …

Does anyone who has received counseling want to share your story? 

I am PUMPED about some MORE announcements that are on the way!

Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE.

 

Fantastic Motivation

"Believe while others are doubting.

Plan while others are playing.

Study while others are sleeping.

Decide while others are delaying.

Prepare while others are daydreaming.

Begin while others are procrastinating.

Work while others are wishing.

Save while others are wasting.

Listen while others are talking.

Smile while others are frowning.

Commend while others are criticizing.

Persist while others are quitting."

- William Arthur Ward

American Dedicated Scholar, Author, Editor, Pastor, and Teacher

 Found while reading Biblical Principles for Success in Personal Finance, by Rich Brott

I am PUMPED about some MORE announcements that are on the way!

Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE.

 

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