Have you had an IHHE Moment?

I am the youngest of six boys in my family.  There are no sisters.

You can imagine the state of chaos that our family was in most times.  Six boys smashing, pounding, beating, trashing, yelling, and generally misbehaving at all times.

When times got particularly out of control, my mother would have an IHHE Moment.  She would announce (to no one in particular) in a LOUD voice – "I Have Had Enough!!!"  She had an IHHE Moment.

I can tell you this from experience – when mom had an IHHE Moment, things were changing!  Life as we knew it was OVER!

I wonder today if you have had an IHHE Moment with your financial situation.  Have you had enough?  Are you sick and tired of never having enough money to pay all of the bills on time?  Are you sick and tired of falling behind on the house payment?  Maybe you are not able to invest money because of the amount of debt you have.

My IHHE moment was in December 2002.  My first ever blog post relates some of the story.

Here are some characteristics of IHHE Moments:

  • Change happens
  • It is an emotional event
  • Everyone around that person KNOWS that an IHHE Moment has occurred

If you have had your IHHE Moment – tell everyone about it by writing a comment or e-mailing it to me.

I love to hear stories of life change!

Another edition of the Weekly "I Was Broke.  Now, I'm Not!" Podcast was released today!  To subscribe to the podcast via iTunes, click HERE.  If you do not have iTunes, you can download an mp3 by clicking HERE.

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9 Comments

  1. Sistah Ant on November 9, 2007 at 12:53 pm

    My IHHE moment was when I realized that my debt was almost the equivalent of two years of my salary. I knew my future was shot if I didn’t start taking action. I said to myself, “This is as bad as my finances will EVER be!” I meant it, I’m changing, and everyone I know is tired of hearing about it.



  2. JosephSangl.com » on November 12, 2007 at 7:07 pm

    […] Have you had an IHHE Moment? […]



  3. I Was Broke. Now I'm Not! on November 13, 2007 at 7:17 am

    Another couple has started their Debt March!

    So Robert and Helena have joined the ranks of those marching toward debt freedom!

    Today, Robert and Helena brought me this picture of their credit cards.

    They SHREDDED their credit cards to spell the words “NO NEW DEBT!!!”

    And guess what…



  4. I Was Broke. Now I'm Not! on February 26, 2008 at 7:13 am

    $4.99 Mac-n-Cheese

    I HAVE HAD ENOUGH!

    I had an IHHE Moment recently.

    My family traveled up to Burlington, NC to teach the Financial Learning Experience. We arrived on Saturday evening and went out to get dinner.

    My lovely bride spotted a restaurant that doe…



  5. I Was Broke. Now I'm Not! on March 5, 2008 at 6:29 am

    Marching To Debt Freedom – Couple #1 – Month 06

    Introduction
    Couple #1 is THROUGH with debt! They have been married for many years and have two children. They are now SIX months into their march. Here is this month’s update.

    What went well this month …
    WOW! This is like when you can fit int…



  6. I Was Broke. Now I'm Not! on March 17, 2008 at 6:50 am

    Share YOUR Success Story!

    I love hearing the success stories of those who have had their IHHE Moment and began the journey to debt freedom!

    Would you take the time to inspire others with your success story? Click the blue “Success Stories” box above and share your sto…



  7. […] If you have a financial mess, it is time to have an IHHE Moment – read HERE […]



  8. Donna on May 23, 2011 at 3:44 pm

    My husband and I have heard you speak several times. I don’t recall when my exact IHHE moment. I do know that with our careers we should NOT have been living pay check to pay check. We took your tools and your lessons and applied them and are almost out of debt (car and house). We do not use credit cards anymore. Since applying your tools and ideas we have been able to be in control of our money. We give more to our church and charity. We were able to pay cash for an adoption. I have gone back to school to work on additional degrees required for pay increases, and we pay cash each semester. It is nice to no longer be a slave to debt.



  9. […] have NEVER established financial margin, YOU HAVE NO IDEA what this means.  I had experienced my IHHE Moment on December 2, 2002.  Living with no margin means that you are constantly faced with surprise and […]



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