Just wanted to say thanks for putting things together that make it simple and easy! I did not have a lot of debt, but wanted to do a few things differently and your tools have helped me a great deal. In fact, I have gotten so much peace of mind by utilizing your system that I recommend your website and your tools to friends and my clients on a regular basis.

I work as a financial advisor, and use your budget sheet to help people see that the CAN afford to save for retirement: I put “retirement” into the Known, Upcoming Expenses part of the monthly budget and plug in whatever amount makes sense for my client. By doing this, I have helped several people see that they truly can afford to put money into a Roth IRA, a college savings plan for their child or grandchild, or their company 401k.

Thank you for being brave enough to put your story out there and share what you have learned!

Ever since hearing you speak at our church this summer my husband and I have dedicated ourselves to getting out of debt and becoming financially free. It hasn’t been an easy road but just by paying more attention to where our money goes and trying to make wise choices we have paid off around $12,000.00 in debt!! We still have about that same amount to go but the Lord can do great things and we are hoping to have it completely paid off by this summer. We too are expecting a baby boy in early Feb. and want to be able to start our family off on the right foot debt free. Your tools have been great and every time I want to give up I just think about how you talk about being financially free so you are free to do what God has planned for you. I hope to honor God with our finances ( all of them not just 10%) and I hope to pass this way of life along to my children.

I just wanted to type up a personal note to say thank you! Our (my husband and I) success story is still currently in the works, but we would not have gotten the fuel to light the fire of our finances if it wasn’t for you and your book! We’ve been attending a weekly group study of your book at Fair Oaks Church in VA. Not only have your words and wisdom helped us to grow financially, pay attention, and become more disciplined, but the 1 hour study group itself has allowed us to focus and reflect on what we’re doing w/our money, where it’s going, and where we want it to go! Praise God for using you to motivate and inspire others! I once believed that I would inherit the bad habits of my parents when it came to $ – end of story. After piles of debt, it seemed a bit hopeless. The biggest change was realizing that it all came down to God’s fruit of the spirit – self-control! Just rethinking our own behavior and having just a little discipline goes a long way! Thank you for inspiring us and giving us the motivation to make changes, put a lot of $ in savings, pay off card after card, and be closer to our dreams! May God continue to watch over your ministry and use us to share the inspiration and financial tools w/others.

I’ll largely borrow from that post as I think it covered the bases pretty well.

I learned of you in the most recent issue of Money magazine – probably the best issue of Money I’ve seen over the last couple years – and have now listened to all your podcasts within a few days of reading the Money article.

I’ve been listening to Dave Ramsey and following his advice for the last year and love finding like-minded podcasts or reading materials to further fuel and reinforce my efforts so I thank you for contributions in that space.

I just wanted to share my success-to-date so perhaps I can return the motivational fodder that I glean from your podcast success stories.

Over the last year, I’ve cleared over $155k in debt (including the selling of an under performing rental property), I wrote final checks for 2 credit cards in June and plan to write another final check later today! We’re also on target to be debt-free-but-the-house in early March 09. I find myself wishing away this time so I need some balance there but the excitement is real. I now I actually look forward to the bills coming in the mail because now that can only mean one thing… it’s THAT time of the month… yep, MONKEY STOMPING TIME!!!

Thanks… looking forward to picking up a copy of your book.

Dave

I learned of you in the most recent issue of Money magazine – probably the best issue of Money I’ve seen over the last couple years – and have listened to about 2/3 of your podcasts over the last week and hope to catch up the rest over the weekend.

I’ve been listening to Dave Ramsey and following his advice for the last year and love finding like-minded podcasts or reading materials to further fuel and reinforce my efforts so I thank you for contributions in that space.

I just wanted to share my success-to-date so perhaps I can return the motivational fodder that I glean from your podcast success stories.

Over the last year, I’ve cleared over $155k in debt (including the selling of an under performing rental property), I wrote final checks for 2 credit cards just last night and am on target to be debt-free-but-the-house in early March 09. I find myself wishing away this time so I need some balance there but the excitement is real. I now actually look forward to the bills coming in the mail because now that can only mean one thing… it’s THAT time of the month… yep, MONKEY STOMPING TIME!!!

Thanks… looking forward to picking up a copy of your book.

Dave