Pardon me while I rant for a moment …
For some reason, I have been encountering a lot of people lately who simply can not believe that they can become debt free.
They present numerous reasons as to why they can not become debt free – income, uncooperative spouse, children, huge home mortgage, student loans, interest rates on various loans, and the fact that it takes too long.
I agree that all of these reasons can create obstacles to achieving debt freedom, but NONE has the ability to prevent you from becoming debt free. ALL of them can be addressed. ALL of them might require tough, hard, and gut-wrenching decisions, but it is worth it to become free from debt!
If freedom from debt is your goal, you CAN do it! I believe that one of the most important things one can do when launching their Debt Freedom March is to prepare a written spending plan every single month.
If today is the day that you are going to start planning your spending, I recommend that you read the series of posts I wrote titled "How Do I Budget?".
Chances are that if you have already launched your March To Debt Freedom, you have encountered the naysayers who say it is not possible. Stick with it! It is so worth it.
In summary, let me just say that I have been Debt-Free (except for the house) and LOVING IT since February 2004.