Archive - May, 2009

Contribute To High School Money Book: Part Four

I announced HERE that I am in the process of writing my next book.  It will be a book that is addressed to high school students, and I am sharing 12 Things I Wish I Had Learned About Money Before I Hit The Real World

That is not necessarily the title, and it might end up being 10 things or 15 things.  All I know is that I want (and need) your help in writing this book!

For the next five days, I am going to ask you to take a couple minutes of your time and share some things you wish you would have learned about specific money topics.

There will be two ways for you to share your idea - in the comments or by clicking "E-mail Joe" at the top of the sidebar here at JosephSangl.com.

Part Four  Financial Decision-Making

Here is the question that I want to hear your thoughts on today:

What is the worst financial decision you have ever made?  What led to that decision?  How would you teach young people to avoid that type of decision?  Share stories!

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Contribute To High School Money Book: Part Three

I announced HERE that I am in the process of writing my next book.  It will be a book that is addressed to high school students, and I am sharing 12 Things I Wish I Had Learned About Money Before I Hit The Real World

That is not necessarily the title, and it might end up being 10 things or 15 things.  All I know is that I want (and need) your help in writing this book!

For the next five days, I am going to ask you to take a couple minutes of your time and share some things you wish you would have learned about specific money topics.

There will be two ways for you to share your idea - in the comments or by clicking "E-mail Joe" at the top of the sidebar here at JosephSangl.com.

Part Three  Debt

Here is the question that I want to hear your thoughts on today:

What were the first debts you ever obtained, and how did they impact your financial situation?  Share stories!

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Contribute To High School Money Book: Part Two

I announced HERE that I am in the process of writing my next book.  It will be a book that is addressed to high school students, and I am sharing 12 Things I Wish I Had Learned About Money Before I Hit The Real World

That is not necessarily the title, and it might end up being 10 things or 15 things.  All I know is that I want (and need) your help in writing this book!

For the next five days, I am going to ask you to take a couple minutes of your time and share some things you wish you would have learned about specific money topics.

There will be two ways for you to share your idea - in the comments or by clicking "E-mail Joe" at the top of the sidebar here at JosephSangl.com.

Part Two  Impulsiveness

Here is the question that I want to hear your thoughts on today:

How have impulsive financial decisions impacted your overall financial situation?   Share stories!

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Debt Free Pastor – Jeff Kapusta

I was FIRED UP to see that Pastor Jeff Kapusta (Lifepoint Church - Wilmington, NC) has announced that he and his bride, Michelle, are now debt-free!

Congratulations Jeff and Michelle!

You can read his blog post about it HERE.  Do me a favor.  Go visit the link and then tell Jeff and Michelle CONGRATULATIONS in the comment section of that post!

Contribute To High School Money Book: Part One

I announced HERE that I am in the process of writing my next book.  It will be a book that is addressed to high school students, and I am sharing 12 Things I Wish I Had Learned About Money Before I Hit The Real World

That is not necessarily the title, and it might end up being 10 things or 15 things.  All I know is that I want (and need) your help in writing this book!

For the next five days, I am going to ask you to take a couple minutes of your time and share some things you wish you would have learned about specific money topics.

There will be two ways for you to share your idea - in the comments or by clicking "E-mail Joe" at the top of the sidebar here at JosephSangl.com.

Part One  Planning Your Spending

Here is the question that I want to hear your thoughts on today:

What do you wish you would have known about planning your spending by the time you graduated high school?  Share stories!

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Ways To Save Money

My team has been working on a page on our Next Steps site to provide practical ways that people can save money on common items that people purchase.

We want your ideas!

For example, what are some ways you have saved money on:

  • Groceries
  • Internet
  • Cable TV
  • Cell phone service
  • Car insurance
  • Purchasing a new appliance
  • Purchasing a new home
  • Buying plane tickets
  • Hotel
  • Dining out

Share your ideas and check out the "Budget Boosters" section of our Next Steps site to see if there are any ways YOU can save money right away!

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Want To Be A Financial Counselor?

Become a financial counselor by attending the Financial Counseling Experience!  The I Was Broke. Now I'm Not. Team travels the nation teaching the process that has been used to provide one-on-one financial counseling for over 600 people a year at NewSpring Church

 

We are PASSIONATE about helping others accomplish far more than they ever thought possible with their personal finances.  It is because we believe that when people are financially free, they are much more likely to go do EXACTLY what they have been put on earth to do.

Do you share this same passion?  Are you living sound financial principles in your own life and want to learn how to teach others using a proven process?  If so, join us for one of the Financial COunseling Experience events!

Here are the next locations for the Financial Counseling Experience.  You can register for each event by clicking on the location you are interested in.

May 30, 2009 - Pine Ridge Church - Graham, NC

June 13, 2009 - The Rock - Conway, SC

It would be AWESOME to see you there! 

WAVA 105.1 FM Recent Interview

I was recently interviewed by David R. Stokes on WAVA 105.1 FM during a drive time talk show.

As you might have guessed, I had a BLAST!  I think I need to this more often!

You can visit David's website and hear the entire show HERE.

Wondering What Is Cooking With The Crusade?

If you are ever wondering what is going on in the world of the I Was Broke. Now I'm Not. Team, you can keep up with it with the approximately seventeen thousand forms of social media out there.

You can get regular updates via:

Twitter

  • JSANGL - Follow me on Twitter to see my thoughts on what is going on on a daily basis.
  • IWASBROKE - Follow this Twitter ID to learn and share your moneysaving ideas and track the crusade as it travels the nation.

Facebook

  • Joe Sangl - I have no idea how my Facebook page is relevant to the crusade, but I have apparently have hundreds of friends already.  Feel free to become my friend.
  • I Was Broke. Now I'm Not. Group - This group is set up for people who want to participate in taking this crusade to the entire nation and beyond.

Websites

  • This blog!  Of course!
  • SavingFreak.com - A great place to learn how to save a TON of money.

I am loving how social media is allowing this crusade to connect with people all over the world!

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I Love My Pastor

It may not be pastor appreciation week, but I love my pastor Perry Noble.

My wife and I had the opportunity to come alongside him as he launched NewSpring Church, and I happened upon an old e-mail from Perry while searching for another old e-mail this week.  I want to share it below and then make a few comments.

This e-mail from Perry was sent February 1, 2000 (just three weeks after NewSpring was launched):

Someone asked me the other day how many people we were having on an average Sunday -- I thought that was a funny question considering we have only had one average Sunday!  :-)  WOW!  This has been a crazy few weeks -- but God has blessed us despite the two ice storms.

We saw 60 people come two weeks ago on Sunday morning when we had no power--that is a hunger for something!!!  Last Sunday there were 71 people there for the AM service and the Sunday night service -- well let's just say I was afraid we were going to run out of room.  I am pumped about this Sunday -- I hope you all will commit to praying for it just as hard as you did for the first Sunday.

(By the way--I checked the weather channel -- no ice storms are predicted for this week!!!)    About this Sunday...a few of us realized that 8:30 is not early enough to get everything done.  I know that we were able to knock it out the first Sunday -- but that is because some people met the night before and did a lot of the work.  On Sunday morning we have to set out chairs, setup a sound system, do a sound check, set up refreshments, go over the program, set up the nursery, and most important -- PRAY!!!  Needless to say we need to have all of this done BEFORE 9:30!  At 9:30 we need to be ready to meet people when they walk in.  Remember that excellence is one of our core values and if we are running around trying to get last minute stuff done -- what does that communicate about how we feel about our ministry?

I said all of that to say this -- we need to be @ New Spring by 8:00 on Sunday mornings.  I know that is a sacrifice for some -- trust me -- it is hard for me to get up in the mornings as well.  But this is a church and we have all made a commitment to do whatever it takes -- even if that means giving up 30 minutes of sleep.  Look at it this way -- 30 minutes of sleep is not much to give up when you consider what Jesus gave up for us.

When you pray for New Spring -- please pray for our finances.  We are doing pretty good; however, two weeks of ice storms did not do us very well.  If you were unable to give then catch up this Sunday -- that will be awesome.    Let me know if you have any questions or comments about anything that is going on.  This is getting more and more exciting!!!  Try TO BRING SOMEONE WITH YOU TO NEW SPRING THIS WEEK!!!

Be Radical,

Perry <><

Gal. 1:10


Here is what I notice in this e-mail some nine years later:

  • The passion is still there today like it is in this e-mail!  That is what happens when you have a true call of God on your life.
  • Core values were being instilled from day one.
    • Be here early to help set up (we need you to be a part of this)
    • We value excellence (crap will not be tolerated)
    • Bring someone with you (we want to reach people)
  • Casting vision on giving.  How much ministry can you do for $100?  $100 worth!
  • Excited about 60 people and 71 people attending.  When you are excited about reaching a small group of people, you will have the opportunity to reach tens of thousands.
  • He used tons of exclamation points like I do!!!!!!!!!!  :)  It is how we communicate passion through writing.  I think I am going to hold an exclamation point contest with him.

I have said it before, I will say it again, Perry is the best leader I have ever seen - and I have worked with a lot of them - in church and in corporate America.  Thanks, Perry, for holding to the vision you have been given and fiercely protecting it.  You still need to write a book on leadership.

Sidenote:This is why I keep nearly every e-mail sent to me.  Google and Yahoo! may not be big fans of it, but it is AWESOME to be able to revisit some of these old e-mails!

Sangl Home Pay-Off Spectacular – May 2009

Every month there will be an update of Joe & Jenn's Home Pay-Off Spectacular!

Here's this month's update!

Total Squares:  2,426

Paid-For Squares:  779  784

Squares Remaining:  1647 1642

% of House Owned By The Sangl's:  32.1% 32.3%

% of House Owned By Wells Fargo:  67.9% 67.7%

Here is the updated "Sangl Home Pay-Off Spectacular" (Click on the picture to view the larger, cleaner version)

We have begun to see impact from the refinancing!  We are now coloring in a minimum of five squares a month.  We are PUMPED about that!

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular - House.

Read previous Sangl Home Pay-Off Spectacular Updates

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