Archive for October 2009

70 Days Until Christmas!

We are only 70 days from Christmas!   This is a KNOWN, UPCOMING EXPENSE.   Ignoring known, upcoming expenses is one of the number one reasons that budgets fail.

You have 70 days until Christmas, but really probably only 40 or so to save for it.   Have you committed to pay cash for Christmas this year?   Share your progress!

If you have saved nothing for Christmas so far, what steps are you going to take to avoid debt?

Read recent posts

Related Posts:   SERIES:   Save Money For Next Christmas

Upcoming Events

I am FIRED UP about the upcoming month!   We are going to be able to help a ton of people become financially free – that is what this is all about.   Check out the upcoming events below – we would love to see you at one of them!

October 15, 2009 The Master’s Touch – Orlando, FL

October 17 – 18, 2009 Emmanuel Wesleyan Church – Salisbury, MD

  • October 17, 2009   Financial Counseling Experience
  • October 18, 2009   Speaking 10:30AM Service
  • October 18, 2009   Financial Learning Experience 6PM – 8PM

October 24, 2009 Crossroads Church – Douglasville, GA

  • Financial Freedom Experience Conference   9AM – 4PM   Register by calling the church

October 24, 2009 NextLevel Church – Newington, NH   (Taught by IWBNIN team member – Mark Asbell)

  • Financial Freedom Experience Conference 9AM – 3PM   REGISTER

October 25, 2009 Revolution Church – Canton, GA

  • Speaking 8:30AM; 10:00AM; 11:30AM services
  • IWBNIN Savings Workshop 4PM – 6PM   REGISTER

October 31 – November 1, 2009 Cornerstone Church – Auburn, AL

  • October 31, 2009   Financial Counseling Experience
  • November 1, 2009   Speaking 8:30AM; 10:00AM; 11:30AM Service
  • November 1, 2009   Financial Learning Experience 6PM – 8PM   More Info

November 5, 2009 Brutontown Community Center – Greenville, SC

  • I Was Broke. Now I’m Not. Savings Workshop   REGISTER

November 9, 2009 New Psalmist Baptist Church – Baltimore, MD

  • Stewardship Challenge (speaking along with Dr. John C. Maxwell, Rick Campbell and Bishop Walter Thomas)

November 14 – 15, 2009 Cross Roads Church – De Motte, IN

YES!   This is what this crusade is all about.   We are   HONORED, HUMBLED, and FIRED UP to be able to partner with so many great churches and organizations.

I would love to partner with your church, business, or non-profit organization to provide PRACTICAL and RELEVANT teaching on personal finances.   If you are interested, we still have a few dates left in 2009.   Contact our team HERE to begin the conversation!

New Tool: Camera Savings/Pay-Off Spectacular

We have added yet another “Spectacular” to our SPECTACULAR LIST OF TOOLS (all of them FREE by the way – because we ALL like FREE, right?)

DeAnna e-mailed the IWBNIN team and asked for a Camera Spectacular.   DeAnna, your request is now reality!   Your Savings and Pay-Off Spectaculars for the Canon XSI are now available HERE (Pay-Off Spectacular) and HERE (Savings Spectacular).

Read recent posts

October 22: Boy or Girl

On October 22nd, Sangl Baby #2 will have to identify him/herself.   Let’s have a little vote, shall we?   What do you think – vote now!


Baby Sangl #2 will be a ...
Total Votes: 214 Started: October 9, 2009 Back to Vote Screen

Survey results will be shared on October 22 AM with the REALITY being shared later that day!

Read recent posts

Save Money On Groceries –

I am excited about, a new website that has been developed by The Saving Freak (a member of the IWBNIN Team).  It is focused on helping you save TONS money on groceries and consumer goods.

The IWBNIN team is passionate about helping you accomplish far more than you ever thought possible with your personal finances.  It drives everything we do.  The Saving Freak is passionate about saving money and teaching others how to do the same.

Check out (or better yet, SUBSCRIBE via RSS or Email) and save a TON on groceries!

NOTE FROM JOE:  The Saving Freak will be teaching about in addition to "how to save money on nearly everything you buy" at the I Was Broke. Now I'm Not. Book Signing/Seminar – TONIGHT, October 7th, in Anderson, SC.  Click HERE for more information and to register.