Sangl Home Pay-Off Spectacular – January 2010

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   821 826

Squares Remaining:   1605 1600

% of House Owned By The Sangl’s:   33.9% 34.0%

% of House Owned By Wells Fargo:   66.1% 66.0%

Here is the updated Sangl Home Pay-Off Spectacular

Blog Sangl Family Pay-Off Spectacular - Analysis 2010-01

2009 was quite a year.   The Sangl’s endured an enormous amount of LARGE financial events including …

  • IVF in January (to attempt to have a 2nd child after 9 years of trying for #2)   Expected Expense
  • Heat Pump replacement (upstairs unit) in January   Unexpected Expense
  • Heat Pump replacement (downstairs unit) in April   Unexpected Expense
  • The news that a 2nd child was on the way (without IVF! – found out in   June   VERY Unexpected Expense
  • Moving I Was Broke. Now I’m Not. to a full-time crusade in June   Expected Expense

This meant we had to slow down on our house payoff efforts, but we still were able to lower our debt by a whopping TWO PERCENT.   This is even while paying an extra 25% toward principle every month! That makes me mad just typing it!!!   This is why I am so fervently focused on eliminating ALL debt.

I can’t wait to see what happens in 2010!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

2 Responses to “Sangl Home Pay-Off Spectacular – January 2010”

  1. Jane January 1, 2010 at 12:34 pm #

    Hey, I think you guys did great! We too had many major, unplanned for, setbacks. We are still plugging away at a home mortgage and unfortunately and new and unexpected furnace. I wish I could get my computer to download the payoff graphs…it is old and won’t. Sigh…Best to you both and your family in this new year.

  2. Daniel January 2, 2010 at 7:20 am #

    Hey Joe! We were able to pay off a truck this past year and are plugging away at the car while also trying to save on Baby Step #3! Best of luck to you and yours in this new year! Thanks for all you do!

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