Archive - July, 2010

New Book Releases August 15th – Prepurchase today!

Over the past three years, I have been privileged to work with Casey Graham, a tremendous leader in the Church.   He is one of the very few people that I have met who gives me a run for the money on energy level.   We are both passionate about helping equip people to accomplish far more than they ever thought possible.

As we have met, we have had numerous conversations about how little many church leaders have been taught about finances – from basic financial management and accounting to financial stewardship to generosity.   Those conversations led to writing.   That writing has now birthed a book, Funded And Free, which releases August 15, 2010.We wrote this book based on our observations of hundreds of churches as we have both traveled across the nation speaking and teaching to tens of thousands of people.   Our goal with this book is to provide PRACTICAL, SIMPLE, and PROVEN tools that help church leaders fund the vision that God has given them.

You can learn more and pre-purchase Funded And Free HERE.   Pre-orders receive 25% off and free shipping!

How Is Your Family?

A member of the IWBNIN team sent me the below link to an article over at

First, read the article HERE then read my thoughts below.

My thoughts

  • Work is INFINITE – it never stops or ceases. You can always find something else to do.   Family must be priority regardless the stage of life.
  • This is a constant struggle – especially for leaders and small business owners. When you are passionate about your work, it can be easy to lose track of time and family.   It requires constant attention to balance time at work, time at play, and time with family.

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The Virtue Of Diligence

As I travel this nation on this crusade to help others accomplish far more than they ever thought possible with their personal finances, I am continually reminded about the virtue of diligence.

Everyone understands “spend less than you make” and “save money for a rainy day”, yet not everyone spends less than they make or saves money for those rainy days.   Why is this?

There are many reasons, but one of the largest is the lack of diligence (also known as self-control).

According to, other words that have similar meanings to the word “diligence” include:

  • Commitment
  • Concentration
  • Consideration
  • Dedication
  • Deliberation
  • Perseverance

Knowledge without application is useless.   Application of fundamental financial principles requires diligence even when it seems that you are getting nowhere or the goal seems so far away that it is unattainable.   We can’t be diligent for a day, week, month, or even a year.   Diligence many times will demand years before the fruit of that diligence pays off.

What do you do that helps you remain DILIGENT?

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Sangl Home Pay-Off Spectacular – July 2010

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   852 857

Squares Remaining:   1574 1569

% of House Owned By The Sangl’s:   35.1% 35.4%

% of House Owned By Wells Fargo:   64.9% 64.6%

Here is the updated Sangl Home Pay-Off Spectacular

Blog Sangl Family Pay-Off Spectacular - Analysis 2010-07

Another five squares paid off this month.   I have submitted some alternative adjustments to our budget to the other budget committee person (my bride) to see how we can color in some extra squares starting this fall.   I do know this – diligence WILL pay off.

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

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