Top 5 Ways To Save Money

From time to time, my family revisits ways that we can save money.   Invariably, we find a way to save a lot.   Recently, we completely cut off cable to eliminate that bill.   I haven’t missed it yet.   I might start missing it when college football starts up, but I certainly don’t miss the cable bill!

Our team has put together a list of the Top 5 Ways To Save Money – Without Selling Anything! This list has certainly impacted our money in a huge way.   Hopefully, this list will help you save a ton of money too!

  1. Auto/Home Insurance The average person saves $500 – $600 per year just by obtaining new quotes!
  2. Life Insurance Chances are high that you are overpaying!   Find out more and obtain instant quotes (without talking to anyone!).
  3. Zero-Percent Balance Transfer Credit Cards Move your high interest debt to zero percent interest debt!
  4. On-Line Savings Accounts On-line banks pay five to eight times the interest that most local banks pay.
  5. Groceries Cash envelopes and coupons really work!

In fact, I would LOVE to hear how much money you save by doing these five things!

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2 Responses to “Top 5 Ways To Save Money”

  1. Jennifer August 20, 2010 at 6:28 am #

    We routinely save 40%+ at Kroger using coupons…now I find that I am a “coupon snob” when it comes to many products, because I refuse to pay over $1 for products that I use to pay $3+ for!

  2. Daphne C. August 20, 2010 at 7:15 am #

    Earlier this summer, I opened up an Orange Savings Account through ING Direct after hearing a friend from church who has had one for 5 years without any problems. Let me tell you, the interest on it is CRAZY! The interest rate on my local bank’s savings account is 0.07998%…the OSA’s interest rate is 1.10%! That’s the same interest as a 12-month CD at my local bank, except that I can access the money freely in the OSA. In another month, I will have earned more interest in the OSA than I have earned at my local bank for the ENTIRE YEAR.

    So go get an OSA if you haven’t already! (and no, I don’t work for them; I’m just an enthusiastic customer!)

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