From time to time, my family revisits ways that we can save money. Invariably, we find a way to save a lot. Recently, we completely cut off cable to eliminate that bill. I haven’t missed it yet. I might start missing it when college football starts up, but I certainly don’t miss the cable bill!
Our team has put together a list of the Top 5 Ways To Save Money – Without Selling Anything! This list has certainly impacted our money in a huge way. Hopefully, this list will help you save a ton of money too!
- Auto/Home Insurance The average person saves $500 – $600 per year just by obtaining new quotes!
- Life Insurance Chances are high that you are overpaying! Find out more and obtain instant quotes (without talking to anyone!).
- Zero-Percent Balance Transfer Credit Cards Move your high interest debt to zero percent interest debt!
- On-Line Savings Accounts On-line banks pay five to eight times the interest that most local banks pay.
- Groceries Cash envelopes and coupons really work!
In fact, I would LOVE to hear how much money you save by doing these five things!
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We routinely save 40%+ at Kroger using coupons…now I find that I am a “coupon snob” when it comes to many products, because I refuse to pay over $1 for products that I use to pay $3+ for!
Earlier this summer, I opened up an Orange Savings Account through ING Direct after hearing a friend from church who has had one for 5 years without any problems. Let me tell you, the interest on it is CRAZY! The interest rate on my local bank’s savings account is 0.07998%…the OSA’s interest rate is 1.10%! That’s the same interest as a 12-month CD at my local bank, except that I can access the money freely in the OSA. In another month, I will have earned more interest in the OSA than I have earned at my local bank for the ENTIRE YEAR.
So go get an OSA if you haven’t already! (and no, I don’t work for them; I’m just an enthusiastic customer!)