8 years ago, my family figured out how to stay within our Christmas spending budget.
- We planned BEFORE buying a single gift (using the Mini-Budget)
- We pulled the planned money out in cash (except for on-line purchases)
- We put away the debit/credit card (except for on-line purchases)
- We stuck to the plan (diligence)!
You can do the same!
How are YOU doing with your Christmas spending?