Christmas Shopping List – Stay On Track

8 years ago, my family figured out how to stay within our Christmas spending budget.

  1. We planned BEFORE buying a single gift (using the Mini-Budget)
  2. We pulled the planned money out in cash (except for on-line purchases)
  3. We put away the debit/credit card (except for on-line purchases)
  4. We stuck to the plan (diligence)!

You can do the same!

How are YOU doing with your Christmas spending?

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1 Comment

  1. Chandler Bailey on December 9, 2011 at 10:35 am

    Yes we are to…



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