Romans 7:15 – 15 “I do not understand what I do. For what I want to do I do not do, but what I hate I do.”
Paul shares his thoughts on his struggle with not doing the right thing and doing the wrong thing.
This is a problem everyone faces – especially in the following areas of personal finances.
- Budgeting We know that we should prepare a monthly written Give/Save/Invest/Spend plan, but for some reason we don’t allocate the time and effort required to make it happen.
- Giving We know that we should give, but we fail to do so when it comes time to write the checks or pay the bills on-line for the month.
- Saving We know that we should be saving money. After all, the children are growing like weeds, and it seems like they will be headed to college tomorrow! The car has special “rattling” sounds, yet we have not saved any money to repair or replace it.
- Investing We know that we should be investing to fund our big-time dreams and prepare for retirement. After all, our bodies are creaking, and it seems to take much longer to get rolling each morning. Yet, we choose to invest little to no money to cover our living expenses and live life to the fullest during our retirement years.
- Wills/Estate Plan We know that we will die someday, but we choose to ignore that reality by failing to have a written will and estate plan.
- Insurance We know that we are going to get sick one day. Yet, we choose to not have health insurance. We know that law requires us to carry insurance for our cars and that we will probably be in a wreck someday, yet some still choose to drive without auto insurance.
- Debt We know that substantial debt can delay or completely prevent the funding of our future plans, hopes, and dreams, yet we choose to “sign the line” anyway.
The LIE that we tell ourselves is this: “Things will be okay. After all, we have made it this far living this way.”
If that is you, let me ask you a few questions:
- Are things REALLY okay?
- Are your dreams fully funded?
- Are you living the life you dreamed of when you were young?
- When was the last time you really allowed yourself to dream?
What do you need to do?