A friendly reminder from your corner personal finance website, JosephSangl.com:
As of today, July 20, 2012, there are 158 days until Christmas.
Have you started saving?
More specifically, have you started saving for the following?
- Christmas travel
- Christmas Cards
- Giving to the less fortunate
Even better, have you begun shopping for or making the presents you will be giving away?
I know that I obtain much better deals when I am not under time pressure.
Jenn and I save for Christmas every single month because it is a Known, Upcoming Expense. We also save for other Known, Upcoming Expenses like vacation, annual insurance premiums, etc. We used the Known, Upcoming Expense Calculator to determine how much we should save each month/pay period. You can too –HERE.