NOTE FROM JOE: I believe EVERY person can accomplish far more than they ever thought possible with their personal finances. You CAN win with your money!
“Remaining broke is a choice.”
The more I teach personal finances, the more I am convinced that “remaining broke” is a choice.
It is true that we can’t change our upbringing or our family. We also can’t change where we start financially. However, ALL of us can affect our financial future.
Every. Single. One. Of. Us.
Now many people will tell you a very convincing story of why this is just not true for them. Their story will be so compelling you will almost believe it yourself.
Here are some common excuses I have heard:
- “I just can’t find a job.” What they are really saying is, “I can’t find the job I really want.”
- “Life just keeps happening to me.” What they are really saying is, “I have earned lots of money over my lifetime, but I chose not to save any of it so I could be prepared for financial emergencies.”
- “My spouse won’t participate in our family finances.” This is certainly a dreadful scenario, but it can AB-SO-LUTE-LY be overcome. I would spend every dollar necessary for the coaching and counseling necessary to help resolve the issues behind this! A huge motivator is the fact that while marriage is grand, divorce is at least a hundred grand! If we’re willing to spend tons of money to split a marriage up, we ought to be willing to spend the same to save it!
- “I am intimidated when it comes to money.” There is a lot of truth in this statement! Learning about investing, insurance, and focusing on becoming a better money manager is challenging. Remaining BROKE, however, is much more challenging, so make the choice to overcome the intimidation and learn little-by-little. Over time (shorter than you think), you will become a GREAT money manager!
I stopped being broke the day I decided to make a choice to win with money.
If you are broke, make the decision TODAY to stop being broke. If you are not broke, stop and celebrate for a moment, and then share this post on Facebook and Twitter with those in your life who are struggling with this!
Get fired up!