There was a time in my life that I was completely clueless about money. My life was a financial mess. I had massive amounts of credit card debt, huge student loan balances and to top it off, I decided that I needed to purchase a brand new car and home. I was on a downward spiral, and I needed to make some drastic changes, and fast.
Then, Jenn and I decided to prepare (and follow!) a budget. It sounds so incredibly simple but it changed our financial future. One hundred eighty-two months ago, my family prepared our first ever budget and have followed one every month since.
I know that many people have felt the same way that I initially did about my finances. I know because I asked. Here is what people told us about budgeting:
- 37.5% said their budgets do not work because they do not know how to budget effectively.
- 27.5% of people said budgeting was “too frustrating and emotional” so they just gave up.
- 25.8% felt like they did not make enough money so there was no point in creating a budget.
- 27.5% said there “just was not enough time in the day” so they gave up.
- 18.3% of people said they could not budget because their spouse would not participate.
Can you identify with any of this? If so, I’m excited to tell you that I have a solution! I know that many of you need help with budgeting so I have taken some time and created the I Was Broke. Now I’m Not. Budget Challenge. This 40-day challenge will equip you with everything you need to finally master your money.
- When does the challenge begin? It will kick off with a LIVE two-hour, online equipping event on Tuesday, August 21st.
- How does it work? You will receive special teaching EVERY DAY of the challenge! The first 10 days will focus on preparing your actual monthly budget for September. The final 30 days will help you succeed with your budget throughout the month.
- Can I get real help from the IWBNIN team? Absolutely! There will be a live call once per week on Thursday at 8PM EST where your questions will be answered by Joe or a member of the IWBNIN team.
- Do I have to show up to the live events or will they be available on-demand? We understand that you have a busy life! To help accommodate you, we will record all live events and make them available to all 40-Day Budget Challenge Participants!
If you have had enough and you are ready to take control of your money, reduce financial stress, and start making progress toward your plans, hopes and dreams, join me on the 40-Day Challenge. Do not miss this opportunity! REGISTER HERE!