Archive for August 2018
MONDAY MONEY TIP PODCAST: How to Get Your Spouse On Board
It’s Monday and we’re on Episode 16 of the Monday Money Tip Podcast! This week, we’re talking about Marriage and Money and Joe has some very important and helpful tips for you! Joe will talk about what to do when you can’t get your spouse to cooperate with your financial plan.
It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!
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Email info@iwbnin.com to ask questions or share success stories.
Show Notes
About the episode:
- Hear Joe answer the question “My biggest challenge is getting my husband on board. We have been married for 23 years. We have never agreed about money. Tonight, we struggled just talking about basic principles. We are already stuck on Rung 1 – The Plan. I am a planner. What do I do?”
- Joe talks about the current costs for college tuition.
- Get tips on how to get on the same page as your spouse when it comes to your hopes, dreams, and finances.
- Hear a success story about a couple that managed to pay off $97,000 worth of student loan debt in just three years.
- Joe explains the concept of “money wounds.”
Resources:
The IWBNIN Ladder
Successfully Manage Money With a Non-Participating Spouse eBook
Quote of the Day: “Whether you think you can, or you think you can’t – you’re right.” – Henry Ford
Mini Budget Tool – Plan your back to school spending!
Can you believe it is already August?!! Summer has flown by and school is right around the corner. With classes starting up, inevitably you will be getting a list of required school supplies that your child will need for the first day of school. You planned for that in your budget, right?
You should have set aside some money for school supplies and new clothes but the Mini-Budget Tool can help you take that planning one step further, especially if you have multiple kids!
You can use the tool to show different scenarios for spending different amounts on various items. Get your list(s) together and make a plan for your back-to-school shopping. This way, you are way less likely to overspend and blow your August budget. 
Remember, when your INCOME – OUTGO = EXACTLY ZERO, the cell will turn green, indicating that you have “spent” every dollar on paper first. You will notice after you download the tool, there are three different options for your budget. This gives you the option to spend your money multiple ways and see which allocation of money makes the most sense for you.
Try out the mini-budget tool today and plan your back to school shopping today!
EXTRA TIP: Make sure you check to see if your state participates in Tax Free Weekend and plan your school shopping then! This can be really helpful in saving some money, especially if you are looking to buy big ticket items such as a new laptop!
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