In school, if you did not pay attention in class and did not study the subject matter, you will receive a letter grade that is not desirable.  It would be the dreaded one-legged "A" that is also known as a big ole "F".

I don't know what would have happened in your house, but if I ever came home with a "F" on my report card, I am pretty sure that I would have become the first person who achieved near-earth orbit via an explosion from my parents.

It is near-instantaneous feedback.  I do not study, and no more than a few months later I receive the dreaded "F" and ultimate accountability with my parents.

It is NO DIFFERENT with your finances!  You might think that you are getting away without studying the subject.  You might have convinced yourself that you do not really need to take time to plan your finances.  You could even believe that you are doing well even without learning more about finances.

I will tell you that you are dead wrong.

If you do not learn about the subject of your personal finances, you WILL have accountability.

It will come in the form of:

  • Not being able to pay for your children's wedding.
  • Not being able to pay for your children's college.
  • Not being able to retire.
  • Not being able to take that vacation that the rest of your friends/family are taking because you are broke.
  • Daily FINANCIAL STRESS that just will not go away.
  • Questions from your children on why you and your spouse are always arguing about money.
  • Having to work tons of overtime just to pay the bills.
  • Having to take a second job just to pay the bills.
  • Not being able to be a stay-at-home mother because bills have forced you into the workplace.
  • Not being able to start that business you always wanted to start.
  • Not being able to realize a lifelong dream to travel around the world.

I do not know if any of these have hit home with you, but I made a decision a long time ago that I would NOT allow money to dictate what I do and do not do.  I will take the money that I have and tell every single George Washington where to go.  I will ensure that quite a number of George's are given away and that large quantities are saved BEFORE I start spending them on anything else.

My PRIORITY is to get an "A" on my finances.  The only way I will accomplish this is to continue learning and apply what I learn to my finances.  Every. Single. Day. 

1 Comment

  1. Jen on April 6, 2007 at 12:05 pm

    ok dang it .. i want to come to your classes ..BUT i have school on Monday and Thursday nights .. can you pick a different night one of these times? lol Im tired of reading your blog and going ..”man i want that” but not being able to get to it. I thought we were doing very good with our finances, until i started school and the hubby had to go to straight 1st so he lost his “gains” for the swing shift. Guess we were depending on that extra not overtime. so we thought we were doing ok .. boy were we wrong.

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