Are you investing for retirement?


What a word.

Ask 100 persons what retirement is, and you will probably get 100 different answers. However, each answer would probably have a similar theme. Each answer would most likely include the theme of “stopping or slowing down dramatically what I have been doing and replacing it with some other activity.” Many times, the “other activity” does not generate much of an income. That means that you must prepare for it.

Prepare?!!??! You want me to prepare??!! I can’t even force myself to pack one day before I leave on vacation, and you want me to think about something that is going to happen years from now?


Why?! Because I want you to be able to do that “some other activity” some day!!! If you do not prepare financially, your plans may never happen or will experience severe delays. I really want you to be able to do what you want to!

There are many ways to prepare for retirement including: investing in stocks, bonds, mutual funds, rental properties, owning a business, owning real estate, owning intellectual property, writing a great song and selling licensing rights, patents, antiques, precious metals, and 1000s of other ways. The key is to diversify your retirement holdings so that your risk is mitigated. Don’t hold all of your money in bonds, stocks, and mutual funds that are focused only on one segment of the market (like all in high-tech). Spread out your investments into many types of healthy markets.

The key is to START NOW!!! If you are 20 and you haven’t started, walk over to an investment advisor today. If you are 30 and you haven’t started, RUN over to the advisor. If you are 40 and you haven’t started, SPRINT over. If you are over 50, for Pete’s sake, TAKE A RACE CAR to the advisor’s office!!!

See you in retirement!

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