If you are an employee of a business, then there is this magic day that arrives called "payday".  When this magic day arrives, you tear open the check and discover that a large portion of your paycheck has been taken away from you.

What are the takeaways?

  • Taxes – Federal, State, Local, FICA, Medicare
  • Insurance Premiums – Health, Life, AD&D, Disability – short term & long term
  • Retirement contributions – 401(k); 403(b); Simple IRA; SEP; Thrift Savings
  • Savings Accounts – Christmas Funds, Health Savings Accounts, Health-Care Reimbursement Account, Dependen-Care Reimbursement Account
  • Child Support
  • Loan Repayments – 401(k)

My question is this:  Do they EVER forget to take that money out of your check?  For example, have you ever received a check where they forgot to take out the taxes?  Never?  NEVER?!!

Wow!  Why is it that they have NEVER forgotten to take taxes out of your check?


Here is my challenge to you today.  Until you make investing for retirement, your dreams, and the children's college is IMPORTANT and AUTOMATIC, it will not happen.

If you set up your 401(k) draft, it will be automatic.  Every single time.  Automatic.  Make your investments automatic!  A 15-minute conversation or visit to your investment web site is all it will take and it will make all of the difference on your future.

Make it automatic, and it will happen! 

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