Awesome privileges …

I was reviewing my credit card offers the other day, and I just starting laughing out loud!  It is a regular comedy act!

Here is what made me laugh:

  • The Visa Signature card states "This card has everything you want, even your initial."  HA HA HA HA HA!!!  It goes on to say, "… it proudly displays your monogram every time you lay it down.  Jennifer, this card is YOU!"   HA HA HA!
  • In the fine print of the above card, it says "We will allocate your payments to balances (including new transactions) with lower Annual Percentage Rates (APRs) (including zero percent) before balances with higher APRs."   The REAL credit card personality shows up in super large 2-pt font!
  • The Household Bank Platinum card says "Everything you like in a card. Including the design."  I don't like anything in a credit card.  They never helped me WIN with money.

When you look at your 200 – 250 credit card applications that you receive each year, what stands out to you?

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  1. Chris D. on January 29, 2008 at 2:39 pm

    Sometimes I take the credit card apps and send to the the other credit card companies in their handy postage paid envelopes. They pay the postage AND it wastes their time too!

  2. I'm not bitter or anything on January 29, 2008 at 4:56 pm

    Our economy, the largest in the world, is driven by consumer spending. I say that you and Dave Ramsey have crusaded us right into a recession with your message of paying off your debts instead of taking that vacation and buying a 60″ flat screen when you get home – all courtesy of the Visa card.

    I hope your happy with yourself and can sleep in night as my 401k has now become a 301k.


  3. dawn on January 29, 2008 at 5:14 pm

    I think what really stands out to me, is how they try to appeal to our ego’s and vanity. Like only the “cool kids” will have this card! And so many fall for it…

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