Finance

We’re Growing…and Hiring!

I’m so excited about what is continuing to happen through the I Was Broke. Now I’m Not. Team! We have an amazing team that is so passionate about helping you accomplish far more than you ever thought possible with your personal finances. We’ve seen our dream literally become a reality and EXPLODE (in an incredible way!) before our very eyes!! Over the years, our team has been given the opportunity to teach and speak to literally tens of thousands of people.

With this incredible growth comes the need for great people to help steward this tremendous effort. That’s why we are currently hiring a Part-Time Administrative Assistant.This is a Part-Time position that is located in our Anderson, South Carolina office.

Learn more about this job HERE.

If you feel this role would be an incredible fit for you:

  • Send your resume to: info@iwbnin.com
  • Tell us why you would be an incredible fit for this role and our team
  • Include as many specific skill sets and abilities that you posses that would allow you to excel in this role

How to Grow Your Personal Finances Even in Ministry

Quick note about the Propel Conference. It’s an event for pastors and teams at churches under 300.

I am going to be one of the featured speakers and I will be talking about how to grow your personal finances even in ministry.

This event is going to be so helpful to you and your team along with all of the other session at Propel this year.

Important Note:

Early registration ends in a few days so this is your last chance to get your entire team registered for only $97.

After that the price goes up from there.

Click Here to Register Your Team at the Lowest Rate

Last year they had over 1000 pastors and staff members attend and this year it’s going to be even bigger.

Me and my team will be watching the event and we would love to have yours attend as well. It’s all online so no travel is required.

If you want to grow yourself, your team and your church, I can’t recommend the Propel Conference enough.

Register Here

See You There!

P.S. Early Registration ends in a few days!

How to Grow as a Team

My friends at Ministry Pass recently did a study on leadership development and they found that 70% of pastors go to conference to grow as a leader.

What they also noticed is 81% of church leaders want to do more for themselves and their team but the expense is too costly.

If you are at a church under 300, you understand this tension.  

It’s hard to take your team to a conference because everything adds up real quick:

  • Hotel Rooms
  • Travel Expenses 
  • Multiple Conference Registrations

This makes it really hard for smaller churches to participate in leadership development.

Especially as a group.

They wanted to create something to allow churches under 300 to experience the value and depth of a conference without having to incur a lot of extra cost.

(Drumroll please…)

Propel Conference is a pastor and staff event for churches under 300. The conference will be held on February 1st from Noon – 4pm (EST).

Featuring over a dozen ministry experts, you’ll be coached in discipleship, communication, personal health, and church growth that fit a church of your size.

All of the content will be geared toward you. Your situation, your budget, your church.

Say goodbye to really expensive and time consuming conference trips.

Here are a few of the benefits of attending Propel Conference:

  • You will hear from pastors who have been where you currently are and learn how they were able to grow as a small church
  • You can grow together as a staff    
  • No travel is involved because we are doing an online broadcast

The total cost for your entire church will only be $97 (early bird special)

You read that right…

If you register now the total cost for Propel Conference is only $97 for you, your staff and church elders.

Register Now for Propel Conference 2017

Don’t let money or time keep you or your team from growing as a leaders. Propel Conference will move you forward from where you are, to where you want to be.

I am honored to be one of their featured speakers this year.

Join me and thousands of other leaders as we grow together.

P.S.  The early bird window is open until January 16th, so make sure you register before the price goes up. Register Your Church Here

Set Financial Goals for Next Year

Now is a great season to begin thinking about your financial goals for next year.

Here are some good questions to ask yourself:

  1. How much do I want to GIVE away? and to whom?
    • church? non-profit organization? people?
  2. How much do I want to SAVE? and for what?
    • emergency fund? vehicle replacement? KUE? vacation?
  3. How much do I want to INVEST? and for what?
    • college? retirement? a dream?
  4. How much DEBT do I want to pay off? and which ones?
    • car? student loan? credit card? furniture? a person?
  5. What do I want to LEARN about?
    • investing? budgeting? saving money?

Set a clear goal that you can measure and strive to attain. You won’t regret it.

Wealthy vs. Broke Mentality

As a teacher who is passionate about helping people win with money, I am nearly always in “student mode.” One area I focus upon is the individual way people choose to approach their finances.

It is very apparent that a person’s “mentality” (synonyms: attitude, mindset, outlook) really affects their financial decision-making. I’m going to discuss this mentality in just a bit, but for now let’s compare the mentality of wealthy people versus broke people.

Again, these are my general observations. There are certainly individual cases where this is not true – for both the wealthy and the broke.

  1. Wealthy people focus on long-term results. Broke people focus on the short-term.
  2. Wealthy people are far more likely to prepare and follow a budget than those who are broke.
  3. Wealthy people value financial margin (savings/on-hand cash) more than those who are broke.
  4. Wealthy people tend to focus on the big picture (strategic approach) while broke people tend to focus on details (tactical approach).
  5. Wealthy people are more likely to say “I don’t know” or “That topic confused me, can you explain it another way?” when faced with challenging financial topics while broke people are more likely to make a financial decision without seeking to fully understand it.

If one wants to be wealthy, it should be helpful to ponder these observations and see what adjustments we could personally make in our own lives.

Why are wealthy people more focused on the long-term (#1) and the big picture (#4)? One reason is because they value margin (#3)! When you have saved a substantial amount of money (3 to 12 months of expenses), it is much easier to focus on the future. Conversely, when you have saved nothing, it is virtually impossible to think about the future. All energy must be spent on making it through this week and month!

Look at the five observations again. Which mentality do you tend to lean toward?

Do you have a “wealthy” mentality? Great – choose to live generously. Teach others so they can win with their money too.

Do you have a “broke” mentality? Most of us have been there before. Learn from the ones who have broken out. CHOOSE to think longer-term. CHOOSE to value financial margin. CHOOSE to prepare a budget each and every month. CHOOSE to seek wisdom when a financial topic confuses you.

I broke out a decade ago. My life has never been the same.