I met an interesting character last Thursday night. He was debt-free and loving life. I asked him how he did it, and his response was both HILARIOUS and thought-provoking.
He said that he lived a horrible financial life for his first thirty years of life and decided that it was not working for him. So he got rid of everything and moved into a teepee. He lived in the teepee for two years. Then he bought land – with cash. On that land, he built a barn with two rooms to live in, but he had to haul water in because he did not have plumbing. Now, he has a nice small home built on the land and is living his dream.
Oh yeah, his wife went along with all of this. Talk about taking the core principle of working together to an entirely new level!
As I have said so many times, when you truly have an IHHE Moment (I Have Had Enough Moment), you will stop at nothing to change your situation.
Too many people are just unwilling to take the steps necessary for them to achieve financial freedom. In this man’s own words, he said that he had people who lived in incredible homes with mountains of debt who made fun of him the entire time he lived in the teepee and the barn without running water. They could not believe he was living that way. He said, “Nobody is laughing now!”
Roll with it – this man is one of my new financial heroes!
Today, I had the unbelievable privilege to speak at the Stewardship Challenge hosted by Crossroads Church (Pastor Brian Tome). I was the mule invited to the Kentucky Derby. The line-up was:
- Rick Campbell (Injoy Stewardship Solutions)
- John Maxwell (EQUIP, Author, Leader's Leader, INJOY, 16,000,000 books sold (true statement))
- Brian Tome (Pastor of Crossroads – unbelievable church, author, passionate leader, influencer)
So what did I do? I took advantage of the opportunity to LEARN! I LOVE LEARNING! I scribbled notes so fast that the pen made a huge dent in the side of my finger (has that ever happened to you? – it is weird!).
Here are some outstanding nuggets I learned from John:
- Am I willing to pay the price for my dream?
- In the beginning, dreams are free. That's why we love them so much!
- The only way some people could get excited is if they could get away from themselves.
- John confirmed his retirement plans: when he dies
- When he stopped pursuing vision, the resources stopped.
Here are some outstanding nuggets I learned from Brian:
- Vision is recession-proof!
- Develop a culture. Don't raise a budget.
- Passionate about FREE. Give away everything. (Crossroads has their atrium open all day long with free wi-fi, fountain drinks, coffee, and other outstanding amenities)
Here are some oustanding nuggets I learned from Rick:
- Be strong and courageous
- Be strong and very courageous
- I will share the rest in a later post – awesome devotional to start the day
A great day!
Dave Ramsey is an official www.JosephSangl.com Financial Hero.
Dave just signed on to a primetime show on the new TV channel – Fox Business Network, and I am pumped up for Dave and his team. I had the chance to visit with Dave at his Brentwood studios in August, and he mentioned that this deal was on the way.
Congratulations, Dave and team! This is yet another result of staying the course, not being denied, and facing up to the challenges all along the way! You guys ROCK!
So with Dave's announcement, I thought I would list some of my favorite "Dave-isms"
- "I like the way I've built wealth better than the way you haven't."
- "Live like no one else so later you can live like no one else!"
- "Here is how you spell 'paying too much' => M-A-L-L"
- "I'm debt-free!"
- "Listen to someone who has won with money. Not your broke brother-in-law."
- "Sell the car. Just sell the car. Get rid of the car."
- "Amputate your debt. Sell so much stuff that the kids are afraid they're next!"
- "I've been broke, and I've been rich. I prefer rich."
Way to go, Dave!
By the way, one of the biggest dreams of mine is to teach at a personal finance conference with Dave! I am using the most powerful tool on earth to make it happen – PRAYER!
Another story of life-change was released on the podcast today! Have you listened to the Podcast from Joe? To subscribe to the podcast using iTunes, click HERE. If you do not have iTunes, you can download an mp3 by clicking HERE.
I had a great time meeting Dave Ramsey this past Monday, and for the rest of the week I am sharing some thoughts about my visit there.
Here are some reasons I believe Dave Ramsey's team is winning in their crusade to help people achieve Financial Peace.
- Intense focus. There are nearly 200 staff members working on Dave's team. I didn't see any of them standing around. They were all at work and focused on accomplishing their individual tasks.
- Team. I am sure that Dave mentioned the word "team" at least 25 times during the radio show and my visit with him. Great leaders realize early and often that a team can accomplish far better and longer-lasting results.
- Prayer. Ten minutes before the show goes live, Dave and his team gather together to pray for the show. To pray for blessing. To pray for the callers. To pray for changed lives. Every Wednesday, the entire Lampo team gathers for all-staff devotionals.
- Pay for performance. As Dave has said many times – "Your raise is effective when you are."
- Organized. Dave has his calendar put up on the wall so that everyone understands what is next and upcoming. That ensures that each experience is outstanding. I know my experience was!
- Inspiring work. To borrow a word from the great theologian, fisherman Bill Dance, – "Dad-gummit" – this is an awesome crusade to be a part of! The staff gets it, is on board with it, and is flat out getting it done.
Yesterday, I got the chance to live out a dream … Jenn and I were in Brentwood, TN and we were able to meet Dave Ramsey, sit in the studio during The Dave Ramsey Show, and then were able to tour the offices of Financial Peace Plaza.
It was an awesome experience! I am going to take the rest of this week to share about my visit with Dave and his team.
For now, since it is 1:33AM and I have just arrived back home from the trip, I will just admit to being a bit of a tourist – so here are a couple of photos taken with my crummy digital camera.