Goal Setting

“No” Allows You to Say, “Yes”

Happy Monday Everyone! Another episode of the Monday Money Tip Podcast is LIVE! Do you find it challenging to follow a budget because you feel like you’re constantly having to say, “No!” to yourself – and the rest of your family? On today’s episode, we’re addressing this feeling and how saying “no” now can help you say “yes” later. In our Current Money Events segment, we’re talking about the turmoil of the stock market and what you should do. Our success story comes from Emory, who is debt-free except the house and only 2 years away from being completely debt-free!   

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “Following a budget is really difficult because I feel like I am constantly having to say, “No!” to myself – and the rest of my family. Can you help me address this feeling?”  
  • In our Current Money Events segment, we’re talking about the turmoil of the stock market and what you should do. 
  • Our success story comes from Emory, who is debt-free except the house and only 2 years away from being completely debt-free! 

Resources:
20-Day Savings Challenge
0% Balance Transfer Credit Cards
Next Steps: Banking
Financial Learning Experience 
See Our Team Live
TOOL: Debt Freedom Date Calculator 
VIDEO: Paying Off Debt with Debt Snowball
20/20 MONEY: Gaining Clarity For Your Financial Future
Latte Factor – By David Bach
TOOL: Monthly Investment Calculator 
TOOLS: Budgeting 
IWBNIN Ladder


Quote:
“If you don’t sacrifice for what you want, what you want will become the sacrifice.” – Unknown


Related Monday Money Tip Podcast Episodes:
Episode 03: Making Savings A Priority
Episode 07: How to Teach Your Kids About Money
Episode 18: How to Pay Off Debt Quickly 
Episode 27: Sustaining Goals
Episode 63: 0% Balance Transfer Credit Cards
Episode 81: How to Prevent Overspending 
Episode 83: Money Saving Tips

March 2020 Update From I Was Broke. Now I’m Not.

Do your finances cause you frustration, fear, and anxiety? Discover how you can handle financial anxiety and become more comfortable dealing with money.

**CLICK HERE TO LEARN HOW TO DEAL WITH FINANCIAL ANXIETY


DEBT!!! Is it all equal? Are there different kinds of debt? What type of debt should you avoid, and is there any debt that’s ok to have? Everyone has a different opinion, so we’re breaking it down for you.

**CLICK HERE TO LEARN ALL ABOUT DEBT


Are you making progress when it comes to budgeting, but then something happens that blows up your budget? Discover how to prevent issues from messing with your financial progress.

**CLICK HERE TO FIND TIPS FOR PAYING CASH FOR YOUR VACATION


We’re sharing all our money saving tips. If your monthly budget is tight, this is for you! Check out ways you can save money in your budget now!

**CLICK HERE FOR MONEY SAVING TIPS


DON’T FORGET YOUR MARCH BUDGET

If you still need helping creating this month’s budget, check out our free budgeting tools HERE.

Don’t forget these expenses in your budget:

  • St. Patrick’s Day
  • Spring Break
  • Easter
  • Taxes
  • New Clothes for Warmer Weather
  • Outdoor Activities
  • Yard Upgrades [mulch, plants, patio furniture]
  • Christmas 2020
  • Summer Vacation Savings

Pay Cash For Next Christmas (or a Vacation!)

Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! Are you making progress when it comes to budgeting, but an unexpected expense blows up your budget? On today’s episode, we’re helping you figure out how to prevent issues (like car repairs, Christmas or vacations) from messing with your financial progress. In our Current Money Events segment, we’re sharing tips that I’ve learned from budgeting for 200 consecutive months. Our success story comes from Cody, who was able to eliminate a car payment.        

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “We need your help. We are pretty good at budgeting, but it seems like right when we have started to make progress, an unexpected expense blows up our budget – things like a car repair or an insurance bill that is due every six months. Can you help us figure out how to prevent these issues from messing with our financial progress?”  
  • In our Current Money Events segment, we’re sharing tips that Joe has learned from budgeting for 200 consecutive months. 
  • Our success story comes from Cody, who was able to eliminate a car payment. 

Resources:
I Was Broke. Now I’m Not. Participant Kit + FREE Access to Online Study
I Was Broke. Now I’m Not. Group Study DVD
I Was Broke. Now I’m Not. Tools
TOOLS: Budgeting 
TOOLS: Known, Upcoming, Non-Monthly Expense Calculator 
Next Steps: Banking  
IWBNIN Ladder
20/20 MONEY: Gaining Clarity For Your Financial Future 

Verse: “The plans of the diligent lead to profit, as surely as haste leads to poverty.” – Proverbs 21:5

Related Monday Money Tip Podcast Episodes:
Episode 32: How to Have a Debt-Free Vacation
Episode 33: How to Never Have a Car Payment
Episode 61: The I Was Broke. Now I’m Not. Ladder – Explained
Episode 83: Money Saving Tips

Maximize Your Tax Refund

It’s going to be a good day!! Who’s ready to talk about TAXES?

In this episode of the Monday Money Tip Podcast, we’re talking about how to maximize your tax refund. Perhaps you receive a big tax refund, but somehow it disappears without making the impact you wish or thought it could. In this episode, we’re providing some tips you can use to maximize your tax refund. In our Current Money Events segment, we’re sharing about good financial habits that you can create as the year is getting started. Our success story comes from Shawn and Jenn, who are completely debt-free going into 2020, minus the mortgage, after battling several rounds of debt (including a $25k loan for In Vitro, medical expenses, deductibles, and credit card debt)! Congrats Shawn and Jenn!    

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “Every year, I receive a big tax refund. It always seems like a big amount, but somehow it disappears without making the impact I wish or thought it could. Can you provide some tips I could use to  maximize my tax refund?” 
  • In our Current Money Events segment, we’re sharing about good financial habits that you can create as the year is getting started.
  • Our success story comes from Shawn and Jenn, who are completely debt-free going into 2020, minus the mortgage, after battling several rounds of debt (including a $25k loan for In Vitro, medical expenses, deductibles, and credit card debt)!  

Resources:
20/20 Money: Gaining Clarity For Your Financial Future
Free Financial Tools
Online Banks
IWBNIN Ladder
See Our Team Live
Video: Debt Snowball
Tax Refund Mini-Budget

Your Best Financial Year Yet

Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! It’s a New Year and with that often comes new goals and resolutions. In this episode, we’re sharing some tips that could help you get off to a great start in 2020. In our Current Money Events segment, we’re updating you on banking stats, including mortgage rates, basic saving rates, and CD rates. Our success story today comes from Scott, who just became debt-free, including his house! In total, Scott paid-off $263,000!    

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “I want to make a lot of progress with my finances in 2020. Can you share some tips that could help me get off to a great start?” 
  • In our Current Money Events segment, we’re updating you on banking stats, including mortgage rates, basic saving rates, and CD rates
  • Hear a success story from Scott, who just became debt-free, including his house! In total, Scott paid-off $263,000!

Resources:
20/20 Money: Gaining Clarity For Your Financial Future 
0% Balance Transfer Credit Card
Next Steps – Banking
Recommended Books
Joe’s Books