Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  863 865

Squares Remaining:  1563 1561

% of House Owned By The Sangl’s:  35.6% 35.7%

% of House Owned By Wells Fargo:  64.4% 64.3%

Here is the updated “Sangl Home Pay-Off Spectacular”

A miserable two squares paid off this month.  We are debating major options on this home pay-off plan.  Options that may eliminate the mortgage entirely …   Things that continue to make you all say, “I wonder what Sangl has cookin’?”  Stay tuned …

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  857 863

Squares Remaining:  1569 1563

% of House Owned By The Sangl’s:  35.4% 35.6%

% of House Owned By Wells Fargo:  64.6% 64.4%

Here is the updated “Sangl Home Pay-Off Spectacular”

Another six squares paid off this month.  We are debating major options on this home pay-off plan.  Options that may eliminate the mortgage entirely …  Things to make the readers go, “I wonder what Sangl has cookin’?”

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  852 857

Squares Remaining:  1574 1569

% of House Owned By The Sangl’s:  35.1% 35.4%

% of House Owned By Wells Fargo:  64.9% 64.6%

Here is the updated “Sangl Home Pay-Off Spectacular”

Another five squares paid off this month.  I have submitted some alternative adjustments to our budget to the other budget committee person (my bride) to see how we can color in some extra squares starting this fall.  I do know this – diligence WILL pay off.

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  847 852

Squares Remaining:  1579 1574

% of House Owned By The Sangl’s:  34.9% 35.1%

% of House Owned By Wells Fargo:  65.1% 64.9%

Here is the updated “Sangl Home Pay-Off Spectacular”

Another five squares paid off this month.  We continue to pay extra each month, but are mostly focused on rebuilding our emergency fund.  We do have another fund of cash that we are building to make lump sum payments toward the house as long as other emergencies do not arise that require the use of that money.  I would not be surprised if we were able to make some large payments toward the house toward the end of the year.  Exciting!

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  842 847

Squares Remaining:  1584 1579

% of House Owned By The Sangl’s:  34.7% 34.9%

% of House Owned By Wells Fargo:  65.3% 65.1%

Here is the updated “Sangl Home Pay-Off Spectacular”

We were able to color in five more squares.

Diligence.  Diligence.  Diligence.

We have paid all of the hospital bills for Baby Sangl without incurring any debt, but it required the use of a large amount of our emergency fund so we are in “replenish” mode for the emergency fund right now.  We are eating this elephant one bite (or five bites) at a time.

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  836 842

Squares Remaining:  1590 1584

% of House Owned By The Sangl’s:  34.5% 34.7%

% of House Owned By Wells Fargo:  65.5% 65.3%

Here is the updated “Sangl Home Pay-Off Spectacular”

We were able to color in six squares this month.  We are still working through all of the hospital bills from our son’s arrival and rebuilding the emergency fund.  This stuff takes patience, but the plans of the diligent lead to profit as surely as haste leads to poverty.  I am committed to diligently crushing the mortgage (I submit as evidence the fact that I have been posting our progress since October 2007).

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  831 836

Squares Remaining:  1595 1590

% of House Owned By The Sangl’s:  34.3% 34.5%

% of House Owned By Wells Fargo:  65.7% 65.5%

Here is the updated “Sangl Home Pay-Off Spectacular”

Baby Sangl (Keaton) has finally arrived and now we are awaiting the final hospital bills.  Once those are paid off, we will replenish the emergency funds and then re-attack this mortgage with renewed vigor.  We are praying to be able to CRUSH this mortgage in short order.  Will you pray this for us?

We now also own the perimeter of our sunroom.  The next time around the sunroom will not take as long.  We can’t wait to say we completely own this room as it is one of our favorite rooms of the house.

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  826 831

Squares Remaining:  1600 1595

% of House Owned By The Sangl’s:  34.0% 34.3%

% of House Owned By Wells Fargo:  66.0% 65.7%

Here is the updated “Sangl Home Pay-Off Spectacular”

Home Pay-Off Spectacular

Baby Sangl is going to arrive in the next few days so that means we should be able to officially pay the hospital and stop saving for his medical bills.  We will be replenishing the various savings funds and then attacking the mortgage again.

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  821 826

Squares Remaining:  1605 1600

% of House Owned By The Sangl’s:  33.9% 34.0%

% of House Owned By Wells Fargo:  66.1% 66.0%

Here is the updated “Sangl Home Pay-Off Spectacular”

2009 was quite a year.  The Sangl’s endured an enormous amount of LARGE financial events including …

• IVF in January (to attempt to have a 2nd child after 9 years of trying for #2)  Expected Expense
• Heat Pump replacement (upstairs unit) in January  Unexpected Expense
• Heat Pump replacement (downstairs unit) in April  Unexpected Expense
• The news that a 2nd child was on the way (without IVF! – found out in  June  VERY Unexpected Expense
• Moving I Was Broke. Now I’m Not. to a full-time crusade in June  Expected Expense

This meant we had to slow down on our house payoff efforts, but we still were able to lower our debt by a whopping TWO PERCENT.  This is even while paying an extra 25% toward principle every month! That makes me mad just typing it!!!  This is why I am so fervently focused on eliminating ALL debt.

I can’t wait to see what happens in 2010!

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  815 821

Squares Remaining:  1611 1605

% of House Owned By The Sangl’s:  33.6% 33.9%

% of House Owned By Wells Fargo:  66.4% 66.1%

Here is the updated “Sangl Home Pay-Off Spectacular”

Six more squares.  We are plodding along – seems like forever until it is gone, but it will start leaving faster as soon as our surprise Baby Sangl shows up (read about our MIRACLE HERE).

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates