Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  1070  1090

Squares Remaining:  1356  1336

% of House Owned By The Sangl’s:  44.1% 44.9%

% of House Owned By Wells Fargo:  55.9% 55.1%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

Another HUGE CHUNK has been paid off!  It is so exciting to see the mortgage balance declining at such a rapid pace, and we are so blessed to be able to do this!  It has now been 10 months since we cranked up our focus on the mortgage.  In that time, we have been able to pay for 8.6% of the house – that is almost 1% per month.

Jenn and I don’t take this blessing for granted. We know that we have been blessed beyond anything we could ever ask or imagine!

How are you doing on YOUR house pay-off spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  1050  1070

Squares Remaining:  1376 1356

% of House Owned By The Sangl’s:  43.3% 44.1%

% of House Owned By Wells Fargo:  56.7% 55.9%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We clobbered some more debt this month.  It is AMAZING to see how much more of each month’s payment is now being applied to principal instead of interest.  We should only be 5 years along in the house pay-off, but we are actually where we would have been in year 15 if we had been satisfied with paying the minimum payment!!!  Just writing this fact FIRES ME UP!  YOU CAN DO THIS TOO!!!

How are you doing on YOUR house pay-off spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  1030  1050

Squares Remaining:  1396 1376

% of House Owned By The Sangl’s:  42.5% 43.3%

% of House Owned By Wells Fargo:  57.5% 56.7%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We CRUSHED the mortgage again this month with three payments!  I am so fired up!  It is amazing what can happen when you stay focused on a specific goal for a long time.  We have encountered so many obstacles as we attempted to eliminate this mortgage, but now we are making huge progress every single month.

How are you doing on YOUR house pay-off spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  1010  1030

Squares Remaining:  1416 1396

% of House Owned By The Sangl’s:  41.6% 42.5%

% of House Owned By Wells Fargo:  58.4% 57.5%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We paid off nearly 1% of the house this month.  I never thought I would be so excited to accomplish 1% of anything!  My bride and I are so excited to have so much momentum, and we look forward with anticipation to each payment each month.  You can do this too!

How are you doing on YOUR house pay-off spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  990 1010

Squares Remaining:  1436 1416

% of House Owned By The Sangl’s:  40.8% 41.6%

% of House Owned By Wells Fargo:  59.2% 58.4%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We’ve paid off the sun ro0om!!!  Now, we are starting to own the regular living quarters of our home.  It was six months ago that we began a FULL ASSAULT on paying this mortgage off.  It is simply amazing to watch the debt leave.  In just six months, we have accomplished the same amount of principal reduction that took 32 months to accomplish from August 2008 thru April 2011.

God-willing, we could even see our home mortgage eliminated by January 2013.  That, my friends, will be an incredible day.

How are you doing on YOUR house pay-off spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Her’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  971 990

Squares Remaining:  1455 1436

% of House Owned By The Sangl’s:  40.0% 40.8%

% of House Owned By Wells Fargo:  60.0% 59.2%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We have now been attacking the mortgage for SIX months in a row!  Next month, we will completely own our sun room.  We began coloring in this room in October 2009.  I’m blessed to be able to continue to aggressively eliminate the mortgage and pray that this can continue in the future!

How are you doing on YOUR house payoff spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Her’s this month’s update!

Total Squares:  2,426

Paid-For Squares:  952 971

Squares Remaining:  1474 1455

% of House Owned By The Sangl’s:  39.2% 40.0%

% of House Owned By Wells Fargo:  61.6% 60.0%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

For the 5th month in a row, we have been blessed with the opportunity to send in multiple payments!  This FIRES ME UP!  I like to look at it this way:  If the interest rate is 5%, then this means we save $50/year for each $1,000 we send in early.  On the first $1,000 we sent in, it means we have avoided paying that 5% interest for 30 years – a savings of $1,500 in interest!!!  In other words, we saved $1,500 by sending in $1,000! What a deal!  We have only 25 more squares to pay off in our sun room.

How are you doing on YOUR house payoff spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   932 952

Squares Remaining:   1494 1474

% of House Owned By The Sangl’s:   38.4% 39.2%

% of House Owned By Wells Fargo:   61.6% 60.8%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

I can not tell you how GREAT it feels to smash the mortgage again this month – for the 4th month in a row!   In the next two months, we will fully own our sun room and move on to buying squares in the rest of our house.

How are you doing on YOUR house payoff spectacular?

If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   912 932

Squares Remaining:   1514 1494

% of House Owned By The Sangl’s:   37.6% 38.4%

% of House Owned By Wells Fargo:   62.4% 61.6%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We CRUSHED the mortgage again this month!   Based upon our current rate of progress, we will own the entire sun room by the end of summer!   Since we are in “attack-the-home-mortgage” mode, I am using the FREE TOOL – Early Pay-Off Calculator a lot to see what we can do to make the mortgage leave even more swiftly.   Based on the current payments we are making, the mortgage will be gone (God willing and the creek doesn’t rise) in 67 months!   I’m believing it will be even faster.

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   893 912

Squares Remaining:   1533 1514

% of House Owned By The Sangl’s:   36.8% 37.6%

% of House Owned By Wells Fargo:   63.2% 62.4%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

Our largest chunk paid off in a single month since January 2008 – in fact, this is our largest single chunk EVER!   Watch out for next month, Wells Fargo, because even less interest will be paid to you!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   881 893

Squares Remaining:   1545 1533

% of House Owned By The Sangl’s:   36.3% 36.8%

% of House Owned By Wells Fargo:   63.7% 63.2%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

As promised last month, we have begun our full-out assault on the mortgage!   After facing enormous financial challenges with the unbelievable and long-awaited blessing of our baby boy and having heat pumps, hot water heaters, and many other costs, we are now in position to attack the mortgage again.   Next month will be an even larger chunk!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   878 881

Squares Remaining:   1548 1545

% of House Owned By The Sangl’s:   36.2% 36.3%

% of House Owned By Wells Fargo:   63.8% 63.7%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

Another.   Three.   Squares.   Another.   0.1%.   BUT …   be on the lookout for some major changes BEGINNING NEXT MONTH!     The emergency fund replenishment is complete and it is time for Wells Fargo to WATCH OUT!   YES!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   876 878

Squares Remaining:   1550 1548

% of House Owned By The Sangl’s:   36.1% 36.2%

% of House Owned By Wells Fargo:   63.9% 63.8%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

Another.   Two.   Squares.   Another.   0.1%.   BUT …   be on the lookout for some major changes in the next several months.     The emergency fund replenishment is nearing completion.   Then it is time for Wells Fargo to WATCH OUT!   YES!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   873 876

Squares Remaining:   1553 1550

% of House Owned By The Sangl’s:   36.0% 36.1%

% of House Owned By Wells Fargo:   64.0% 63.9%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

Another three squares.   Another sorry 0.1% – but hey, it’s another 0.1% closer!   We have been replenishing the emergency fund that was depleted by the HUGE EXPENSES we absorbed over the past two years.   2011 has the makings of an incredible year – one that will allow us to make tremendous strides on our home pay-off spectacular.

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   870 873

Squares Remaining:   1556 1553

% of House Owned By The Sangl’s:   35.9% 36.0%

% of House Owned By Wells Fargo:   64.1% 64.0%

Here is the updated Sangl Home Pay-Off Spectacular (click to view large size)

We had an INCREDIBLE 2010!   We were able to absorb the costs of a brand new baby boy and several other LARGE expenses – all without debt and without major impact to our life!   I can not wait to see what happens with this house in 2011!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates