Podcast

MMT PODCAST: Getting Prepared for 2019

We hope everyone is enjoying their Christmas season and is well on their way to having a debt-free Christmas! On today’s episode of the Monday Money Tip Podcast, Joe and Megan are sharing what you should be doing in order to make 2019 your best financial year yet. Joe will explain the importance of goal setting and which categories you should focus on this upcoming year. You will also hear a success story from a woman who is experiencing her first-ever debt free Christmas in 16 years.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website

Show Notes:

About the Episode:

  • Joe shares what you can do in order to make 2019 your best year financially.
  • Megan and Joe discuss the importance of setting goals in 5 different categories for the new year.
  • Hear a success story from a woman who is experiencing her first-ever debt-free Christmas.

Resources:
IWBNIN Next Steps
Known, Upcoming Expenses Calculator
Ally Bank
Marcus Bank
Discover
American Express
Personal Capital
Mint
Annual Plan Tool

Quote of the Day: “You never have to recover from a great start!” – Ken Friar

 

MMT PODCAST: How to Have a Debt Free Christmas

Are you ready to have a debt free Christmas this year? We are already at the end of November and Christmas is less than a month away. During this episode, Joe will share exactly what you can do in order to complete your Christmas shopping without incurring any additional debt. Joe has an update on the U.S. National Debt and we have a success story about a couple who created their first ever budget without an argument.  

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

NOW AVAILABLE TO DOWNLOAD:

iTunes
Stitcher
Spotify
Website

Email info@iwbnin.com to ask questions or share success stories.

Show Notes:

About the Episode:

  • Joe shares alarming information about the U.S. National Debt.
  • Megan shares a success story about a couple who created their first ever budget without an argument.
  • Joe explains what you can do in order to have a debt-free Christmas this year.

Resources:
IWBNIN Next Steps
IWBNIN Upcoming Events
Christmas Mini-Budget

Quote of the Day: “Without a PLAN and a PROCESS, you won’t make PROGRESS.” – Pastor Ken Murphy, Cypress Church

 

MMT PODCAST: Roth vs. Traditional IRA

In Episode 23 of The Monday Money Tip Podcast, we’re discussing how to choose between a Roth and Traditional IRA/401k when saving for retirement. In addition, I have some updated information in regards to mortgage rates, savings rates and CD rates. We will also hear a success story from a woman who used a 0% credit card transfer and how it changed her debt freedom journey.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website

Email info@iwbnin.com to ask questions or share success stories.

Show Notes

About the Episode:

  • Hear Joe answer a question about whether to choose a Roth or Traditional 401k at work.
  • Joe shares information about current mortgage rates, savings rates and CD rates.
  • Megan shares a success story about a woman who gained traction in her debt freedom journey by using a 0% credit card transfer.

Resources:
IWBNIN Next Steps
Marcus by Goldman Sachs
Ally Bank
American Express
0% Credit Card Transfer
IWBNIN Ladder
IRS Website
Voya Retirement Calculator
Fidelity Retirement Calculator

Quote of the Day: “Whether you choose Roth or Traditional, what is most important is that you actually choose one and invest! BOTH are great decisions for your financial future.” – Joe Sangl

 

MMT PODCAST: Investment Fees

In Episode 22 of The Monday Money Tip Podcast, Joe and Megan continue the discussion on the topic of investing. Joe answers the featured question of the week about what types of fees are acceptable on investment accounts and give other important investment information. You will also hear a success story about a couple that paid off $45,000 in credit card debt. They did it and you can too!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website

Email info@iwbnin.com to ask questions or share success stories.

Show Notes

About the Episode:

  • Hear Joe answer the question, “I have investments and pay 1.35% in fees. What do you consider to be an acceptable amount to pay in fees? Should I ditch this investment for something lower cost?”
  • In our Current Money Events segment, Joe will share how you can make sure that you are prepared for your Christmas spending.
  • Hear how a budget helped a couple pay off $45,000 in credit card debt.

Resources:
IWBNIN Tools
Christmas Mini-Budget
Joe’s Current Investments
IWBNIN Ladder
Oxen Book
Net Worth Calculator

Quote of the Day: “There is no harvest if you do not invest.” – Joe Sangl

Links:
Vanguard
Charles Schwab

 

MMT PODCAST: Making a Good Investment

The Monday Money Tip Podcast is back! Investing can be such a complicated venture so this week, Joe is sharing how he determines if an investment is a good deal or not. For those who are new to investing, Joe has some helpful mobile apps that you can download to learn more of the basics of investing. In addition, Megan shares a success story from someone who went from hopeless on her money journey to hopeful.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website

Email info@iwbnin.com to ask questions or share success stories.

Show Notes

About the Episode:

  • Hear Joe answer the question, “What things do you look at when investing to determine if it looks like a good deal or not?” He explains his process in looking at things such as the companies profitability and price to earnings ratio.
  • Get some important information about mortgage rates and bank savings rates.
  • Megan shares a success story about a person that found hope in their money journey.
  • Joe shares some helpful tools that you can use if you are new to investing and want to learn more before diving in head first.

Resources:
IWBNIN Tools
Online Savings Accounts
Oxen Book
Joe’s Investments

Quote of the Day:
“There is no harvest if you do not invest.” – Joe Sangl

Links
Yahoo Finance
CNN Money
Charles Schwab
Robin Hood
Acorns