Joe Sangl Investments

Joseph Sangl’s Current Investments – March 2013 Update

Anyone who has attended a Financial Learning Experience has heard me say that it is important to INVEST money and to do so every single time you are paid money. At the end of our live events, I am regularly asked or emailed the following question:

“What investments do you recommend?”

My answer is always, “I don’t recommend specific investments. I can only tell you the investments I own, and they have worked well for me. The investments you choose are up to you.”

Occasionally, I update everyone on the investments I currently hold. Below is a chart of the current investments we hold. If it is publicly-traded, I have included the ticker symbol. Click on the chart itself (or HERE) to see a larger version.

We have finally seen the market improvement that many people expected. With companies declaring record profits and sitting on record amounts of cash, I’m seeing that they are finally beginning to invest again. That should bode well for investors and the economy at large. At this moment, I will continue to purchase individual stocks as well as research private investments – particularly small businesses (my favorite!).

Here’s the pie chart showing the investment distribution:

My thoughts:

  1. The stock market has been hot, but nothing is ever hot enough for me to put all my eggs into one basket. I greatly prefer diversification beyond the open markets.
  2. A lot of day traders think they are incredible geniuses right now. That’s not because they are all awesome – it’s because it is hard to lose in this type of market! As enticing as day trading may seem, it feels a lot like gambling. I prefer being a “slow & steady” and “stay the course” investor.
  3. Tracking net worth on a monthly basis has made me a “first-hand witness” to the incredible momentum of my investments. Without consistently tracking net worth, I’m pretty sure I would have missed it!

Your thoughts?

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Disclosure

Joseph Sangl’s Current Investments – November 2012 Update

Anyone who has attended a Financial Learning Experience has heard me say that it is important to INVEST money and to do so every single time you are paid money. At the end of our live events, I am regularly asked or emailed the following question:

“What investments do you recommend?”

My answer is always, “I don’t recommend specific investments. I can only tell you the investments I own, and they have worked well for me. The investments you choose are up to you.”

Occasionally, I update everyone on the investments I currently hold. Below is a chart of the current investments we hold. If it is publicly-traded, I have included the ticker symbol. Click on the chart itself (or HERE) to see a larger version.

In my last update on March 30, 2011, I shared that I was focused on diversifying my investments beyond publicly-traded instruments (stocks, bonds, mutual funds, ETFs, etc.). The below chart shows continued progress as a result of that focus.

Can’t see the chart? Click HERE.

My Thoughts:

  • It is vitally important to maintain margin. Cash on hand is essential to the long-term success of any effort – personal, small business, or large business. As a result, you can see strong cash holdings.
  • Some of these funds are not open to the general market, which is why they do not have a “Ticker Symbol”, but I am able to invest in them through my previous employer’s 401(k) plan.
  • One reason I hold so many mutual funds is because of a variety of 401(k), 403(b), Roth IRA, and 529 holdings – each plan has different mutual fund selections available.
  • I do not “eat, sleep, and breathe” the stock market on a daily basis. I update my net worth once per month, but rarely jump in and out of funds. Day trading is definitely not for me.
  • Our small businesses are growing – and we are putting people to work! That FIRES ME UP!

I would love to hear your thoughts on these investments!

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Joseph Sangl’s Current Investments

It has been over three years since I provided an update on the investments that I hold.   Anyone who has attended a Financial Learning Experience has heard me say that it is important to INVEST money and to do so every single time you are paid money.

At the end of our live events, I am regularly asked or emailed the following question:

“What mutual funds do you recommend?”

My answer is always, “I don’t recommend mutual funds.   I can only tell you the investments I own.   In general, they have worked well for me.   The investments you choose are up to you.”

So today, for those inquring minds who want to know …   I am publishing some of the mutual funds/investments that I own.   Click the image to see a larger version.

JI

I have went even further in my analysis this time to indicate my portfolio diversification.   Over the past several months, I have been writing and speaking to the fact that I am diversifying my investment portfolio to include land and real estate.   The portfolio below indicates some of those decisions.

JIAllocation

NOTES

  • As you may have noticed during the latest recession, a rising tide will lift all ships and a lowering tide lowers all ships.   If you have market funds, you saw this happen.   There were many great companies that retained profitability throughout the market downturn, but their stock value was pummeled due to the overall market conditions.   While I have been greatly diversified in my investment choices, I was diversified WITHIN the stock market.   This is one of the reasons that I have made a focused effort to diversify my holdings beyond the open market.
  • I believe it is important to maintain margin.   Cash on hand is essential to the long-term success of any effort – personal, small business, or large business.
  • Some of these funds are not open to the general market, which is why they do not have a “Ticker Symbol”, but I am able to invest in them through my previous employer’s 401(k) plan.
  • One reason I hold so many mutual funds is because of a variety of 401(k), 403(b), Roth IRA, and 529 holdings   – each plan has different mutual fund selections available.
  • I do not “eat, sleep, and breathe” the stock market on a daily basis.   I update my net worth once per month, but rarely jump in and out of funds.   Day trading is definitely not for me.

Investment Junkies:   What are your thoughts on my portfolio?   What are some key funds that you really like that have worked well for you?

Looking for additional Personal Finance Resources?   You can obtain FREE FINANCIAL TOOLS by clicking HERE and purchase books/materials by clicking HERE.

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Investing – FUN with mutual FUNds

Anyone who reads this blog with regularity knows that one of the key reasons I want you to become debt-free is so you can invest more!  Investing means that Jenn and I will be able to achieve many of our hopes and dreams!  It means that our current sacrifice will allow us to purchase financial freedom for our future!  (Perhaps the number of “!” indicates my level of excitement about this!!!

Well, one of the most common questions I receive is “What mutual funds do you recommend?”

My answer is always, “I don’t recommend mutual funds.  I can only tell you what ones I own.  What you choose is up to you.”

So today, for those inquring minds who want to know, I am publishing some of the mutual funds/investments that I own.

As I prepared this list, I realized several things:

  • We have too many accounts.  We have a rollover 401(k), rollover 403(b), 529, Roth IRA, 401(k), and a SIMPLE IRA.
  • I am OK with some risk, but for some reason or other I have purchased some bond funds.  Maybe that is part of my inner-security needs bleeding out … ?
  • I can’t tell you exactly why I own all of these funds – that CAN’T be good.  I really hold to the belief that I should not own anything that I can’t tell you exactly why I own them.

Do you have any funds that you really like that you think I should be considering?

Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE.