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Marathon Splits and Photos

I am recovering nicely from participating in the Chevron Houston Marathon on Sunday.  I am back home and have already taught a Financial Learning Experience on Wednesday evening!

Since I am still a nerd engineer at heart, I thought I would share a chart of my mile splits.  Anyone who has ever run a distance race will certainly enjoy staring at these numbers.

You can clearly see that I hit a slight wall at mile 22.  That is where I decided to walk 45 seconds at each mile marker.  Even with the walking, my longest mile time was 10:07.  Pretty good considering my average pace in my other marathon was 10:15!

If for some reason you are interested in seeing some pictures of me experiencing the pain of the marathon, you can see a host of them HERE

I had a BLAST!  There is nothing like accomplishing a truly huge and intimidating goal.

What do you need to begin preparing to do that today seems almost impossible?

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Official Marathon Time: 3:55:40

I was able to achieve my goal of completing the marathon in under four hours!

I am PUMPED!  More to follow in the next week on the similarities between finances and marathons.

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Running a Marathon TODAY!

I am PUMPED about running the Chevron Houston Marathon today!  I am running with two of my brothers.  We began training for this marathon on September 15 and have each run over 400 miles in preparation for this race.

This is my second marathon and the first for my brothers.  It is going to be a blast running 26.2 miles!

You can track our progress through the race by clicking HERE and searching for the last name "Sangl".

Running A Marathon On Sunday

This weekend, I will be running the Chevron Houston Marathon.  After four months of training, me and two of my brothers will embark on the 26.2 mile journey at 7:10AM Central Time.

I love how this race has embraced technology.  You can track any runner's status just by registering HERE.  When the registration is completed, text messages will be sent at the 6.2 mile, 13.1 mile, 18.3 mile, and 26.2 mile marker.  This is able to be done because of a chip placed on my shoe.  Additionally, each runners status will be shown on a map throughout the race.

It has me asking this question:  How can this crusade better utilize technology?

I welcome all suggestions!

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Marathon Training Is Like … Planning

Marathon training is like planning.

I am currently training for a full marathon that I will run on January 18 in Houston, TX.  I am neck deep in to the training plan right now, and there have been several times that I have asked myself, "WHY am I doing this?  AGAIN?!!"

Since this is my second marathon, I am much more aware of the importance of good planning.

In my first marathon, I had a great training plan that I obtained from  He has training plans for all lengths and types of runs, but I pulled up the novice marathon training plan.

It was a great plan.  It started out with moderate runs and slowly but surely it stretched out to longer runs.  I remember specifically a day that the plan called for a twenty mile run.  A twenty mile run.  I was training in Indiana for the race, and it was horribly cold outside so I ran on a treadmill.

Shortly after I got on the treadmill, a young mother showed up and placed her baby in a car seat attachment next to her.  She then proceeded to change the TV to "Bob The Builder".  She ran for twenty minutes and then left me stranded there watching "Bob The Builder" – SIX STRAIGHT EPISODES!

After running for seventeen miles, I could not take "Bob The Builder" anymore so I got off the treadmill to go change the TV channel.  I never got back on the treadmill.  I never ran the other three assigned miles.

I ended up shortchanging one more twenty mile run that was on the plan.

Guess what happened?  During the marathon, I ran great until mile 17.  By mile 19, I was hurting so bad that I stopped and walked for awhile.  I ran-walked the final 7.2 miles.  I finished, but I really paid dearly for not following the plan.

Have you ever planned your spending and then failed to follow it?  I know I have in the past.  I made it through the month, but I paid dearly for not following the plan.

That is how marathon training is like … plannning. 

Will Rogers said that "even if you are on the right track, you will get run over if you just sit there."

Marathon Training Is Like … Marching Toward Debt Freedom

Marathon training is like Marching Toward Debt Freedom.

When I first began training for this marathon, the training plan called for short three mile and four mile runs.  It was easy.  Piece of cake.  No problems.

Fast forward to two months later.  The training plan now says that I have to run 17 miles on Friday.  Not easy.  Horrible.  Why did I ever commit to do this?

That is how a lot of Debt Freedom Marches go.  In the beginning, we are all pumped up and ready to attack our debt.  The debt is going down!  We are going to body-slam the debt to the ground and call Capital One and tell them that they OWE YOU $0.26 and you are going to charge them a $35 late fee!  It is easy.  Piece of cake.  No problems.

Fast forward twelve months.  The debt is going down, but slower than we wanted it to.  An illness and some medical bills have severely slowed the Debt Freedom March.  The car has broken down not once, but twice!  A new car drives by.  It could be yours with just a few strokes of a pen and a big pile of new debt.  Not easy.  Horrible.  Not fun.

But then the day of the marathon shows up.  You have trained.  You have persevered.  You are in the best physical condition of your life.  The race goes beautifully, and you FINISH!  The feeling is INCREDIBLE!

That is EXACTLY how it feels when you emerge from your Debt Freedom March with ZERO DEBT.  It is awesome!  You have finished what you started out to do!  You have freed up a huge portion of your income that you can now give, save, spend, and invest like never before.  The feeling is INCREDIBLE!

Are you Marching Toward Debt Freedom?  Use the tools below to get started.

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Marathon Training Is Like … Investing

NOTE: If you are a runner or athlete of any type, you will know exactly what I mean by this post.

Ever had days where you feel invincible?  I had one of those days on Monday.  I went to the gym for my planned lunch hour run, and I felt incredible.  I cranked up the treadmill to a fast pace (for me), and I ran for five miles.  I felt GREAT!  I ran five miles at a pace of 7:54/mile.  No stress.  No problems.  Cake.

Have you ever had a day where you feel like you were up to your neck in concrete?  On Tuesday, I went to the gym for my planned lunch hour run, and I felt awful.  AWFUL.  I cranked up the treadmill to a speed slightly faster than a turtle could craw, and it hurt so bad.  It was dreadful.  It was so bad that I wanted to stop after running one mile.  ONE mile.  I was thinking, "If it is hurting this bad to run one mile, why on earth have I signed up to run 26.2 miles again!!?!"  I stuck it out and ended up running three miles before quitting.  It felt horrible.  Even after I had stopped, I still felt horrible.

That is exactly what it feels like when I am investing.  My money is there for the long haul, and I continue to invest because it makes a lot of sense to do so.  There are times that I want to check the investment account every day because it is going up up up up up …  There are other times that I can not even bear to look at the account.  It takes everything in me to check on it because it is going down down down down …

See marathon training is like investing!  There is a long-term pay-off even with all of the ups and downs.  At the end of all this training, I will be able to run 26.2 miles and celebrate with an awesome dinner at Ruth's Chris Steakhouse.  At the end of all of this investing, I will be able to leave a legacy for my family.  There will ups.  There will be downs.  The joy of the journey and the pay-off is worth every up and down.

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Marathon Training Is Like … Budgeting

As I train to run my second marathon, I get to think a lot.  Not surprisingly, I think a lot about this crusade to help others with their personal finances.  There is something about running for hours at a time to help narrow in one's thoughts on a particular subject.

With that, I am starting a series called "Marathon Training Is Like …"

This should be fun. 

Marathon Training Is Like … BUDGETING

I follow a marathon training plan from  I used a plan from Hal's web site back in 2006 when training for my first marathon, and it worked very well.  (By the way – Hal has training plans for all lengths of races and all levels of runners.)

This plan that I am following has several "short" runs during the week and a long run on the weekend.

Today was the day for my weekly long run, but I am in Illinois staying at a hotel.  It was a beautiful day, so I went out and started running.  I ended up finding a good loop that took me about six minutes to run.

I needed to run six miles today, so I decided to run ten of the six minute laps.

Here is how marathon training is like BUDGETING – I wanted to quit three laps in to it, and it was so EASY to quit.  I mean, each lap brought me right back past the entrance to the hotel I am staying at!  I just wanted to STOP.   I had lots of excuses …

  • I could run more next week (I could put off budgeting until next month)
  • It was too hard (Budgeting is too hard)
  • I don't have to run the marathon (I'm OK with my dreams being delayed or canceled)
  • I'm thirsty and I want water (I want to go out to eat – who cares if there is no money)
  • No one else is running (I don't know anyone else who is budgeting their money)

In the end, I made the CHOICE to keep running.  I finished in an excellent time and now I get to enjoy the personal accomplishment, the health benefits, and I am another step closer to smashing my two brothers in the January 2009 Chevron Houston Marathon.

Because Jenn and I make the CHOICE every month to plan our spending with a monthly budget AND we CHOOSE to follow that plan, we are able to accomplish our plans, hopes, and dreams!

So can you!

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