Welcome to the latest series on JosephSangl.com - Why I Do What I Do In this series, I am going to share with you WHY I have chosen to invest my life, time, and effort into this crusade to help people accomplish far more than they ever thought possible with their personal finances. Part Four Need Let me ask you two questions:

1. How many classes on money management did you have while in school?
2. Did your parents actively teach how to manage money?

For the vast majority of people, the answers are "ZERO" and "NO".   Sure, we may have heard someone say, "Spend less than you make", but most of us were not taught the PRACTICAL 1-2-3, a-b-c methods necessary to win with money.   There is a tremendous need for practical financial teaching.   I submit as my evidence:

• US National Debt is over $14.1 trillion
• 2011 Bankruptcies: 1,641,250
• Inordinate STRESS about money
• DIVORCE over money (repeatedly the top reason given for divorce)

Even more importantly, there are not enough teachers out there helping people learn how to manage their money in a way that helps them achieve their plans, hopes, and dreams.   I decided to do something about it.   It's why I do what I do!   Our team can't sit idly by the wayside HOPING that people are being taught. It is why I believe that this crusade to help people win with their money has completely exploded!   People desperately want and need help.   It is why I have developed resources to help YOU teach others too!   The DVD-based I Was Broke. Now I'm Not. Group Study is the perfect tool to teach people in your church, workplace, or community group!   In fact, we have a special bundle package called "Start Your Group NOW!" that includes materials for ten families and a leadership kit. We LOVE helping others teach others.   If you are interested in starting a group, check out the group study links to learn more - and then call us [864] 332-4151 or email us joe@iwbnin.com and we'll help you get started! Read the entire series (available after 2/20/2011) Read recent posts

Welcome to the latest series on JosephSangl.com - Why I Do What I Do In this series, I am going to share with you WHY I have chosen to invest my life, time, and effort into this crusade to help people accomplish far more than they ever thought possible with their personal finances. Part Three Belief I BELIEVE that people can win with their money!   Not just some people - ALL people!   I believe that when the fundamental rule of INCOME - OUTGO = EXACTLY ZERO (It's EZ!) is applied to one's financial situation, it can help people truly understand their true financial situation and enables them to take their next steps. I reject the fact that some people will always be poor.   I reject the belief that generational poverty must continue on and on and on. The tools work.   Preparing a plan and following it will change a person's life!   When there is GIVING, SAVING, and SPENDING in a plan, financial freedom is on its way.   When a person begins winning with their money, it leads to tremendous financial confidence which equips individuals to take calculated risks that can lead to even more success. I believe in people so much that I included the following phrase at the end of every chapter of I Was Broke. Now I'm Not. - Pssst - I believe in you! Read the entire series (available after 2/20/2011) Read recent posts

Welcome to the latest series on JosephSangl.com - Why I Do What I Do In this series, I am going to share with you WHY I have chosen to invest my life, time, and effort into this crusade to help people accomplish far more than they ever thought possible with their personal finances. Part Two Passion For People I love people.   Let's face it - we are all crazy and ridiculous in our own ways.   Even more, we have all made financial mistakes.   Maybe you've financed a new car for more than it was worth (like I did 105-percent financing for my smokin' hot Chevy Cavalier).   Perhaps you spent $60,000 on college for a degree in basket-weaving.   A get-rich-quick scheme may have helped you become poor-real-quick.   No matter who you are or what age you are, you've made financial mistakes.     And we all have feelings about those mistakes.   For some reason, I love to help people address those issues!   Few things are as satisfying to me as helping someone become more productive and profitable with their life.   I have clearly recognized that when the finances get in order, so many problems are reduced to oblivion or erased entirely. This is why I still provide 1-on-1 financial coaching.   It is why our team trains financial coaches throughout this nation.   I love serving people!   I love helping people!   When the tears start flowing, when people have their IHHE Moments, and when it is horrible, that's when there is the opportunity for huge change.   And I love it!!! Read the entire series (available after 2/20/2011) Read recent posts

Welcome to the latest series on JosephSangl.com - Why I Do What I Do In this series, I am going to share with you WHY I have chosen to invest my life, time, and effort into this crusade to help people accomplish far more than they ever thought possible with their personal finances. Part One Calling I've heard it said that when you are called to do something, it starts with a burden that you can not shake.   When I became financially free, I realized the overall freedom that it brought to my life.   The stress reduction and increased unity in my marriage was incredible!   As I shared my story with other people at work, church, and in the community, the response from people was astonishing.   It became apparent to me that my lack of financial knowledge was not abnormal - it was in fact normal.   I discovered that normal in America is flat-broke and living check-to-check.   Normal in America is stowing away your dreams "because they are too expensive ,and we will never be able to do that." Yes, I have a degree in Mechanical Engineering from Purdue University.   Yes, I have a Masters degree in Business Administration from Clemson University.   Yes, I had a personal dream of becoming a Fortune 500 CEO.   Yes, I was on my way to accomplishing that goal.   Yes, pursuing this calling would require a HUGE paycut.   Yes, this calling would require moving 11 hours away. But I could not shake the fact that people needed help. And they needed help NOW, not when I retired. As a Christ-follower, I begged God to secure this calling by granting me perfect peace.   The peace that would enable me to clearly explain to people WHY I was leaving my career behind and pursuing this calling.   He provided it to me in August 2006.   On September 24, 2006, I began pursuing this calling full-time, and I've never looked back. To put it simply, I am able to do what I am called to do.   I can say with 100-percent confidence that there really is no greater satisfaction than doing what one is called to do. Read the entire series (available after 2/20/2011) Read recent posts