Success stories

Top Selling Book

I was STUNNED recently as I spoke with the printer of my books when they informed me that my book, I Was Broke. Now I’m Not. is well on its way to being the #1 selling book that they have printed!   In fact, based on the quantity of books being purchased, we should move into 1st-place by the end of this year!

IWBNIN ifs

Can I just say how utterly overwhelmed I am about this?!?!

This crusade started out as a dream and a passion to help people accomplish far more than they ever thought possible with their finances. AND THE DREAM HAS BECOME REALITY!

To celebrate this news, to help speed up the arrival of this book into the 1st-place position, AND to help MORE PEOPLE GET FREE with their finances, we are providing a special offer to everyone who is a part of this crusade.

SPECIAL OFFER (good thru this Friday, 3/18/2011):   20% off purchase of 10 or more copies of I Was Broke. Now I’m Not. – with FREE SHIPPING!

Just use the PROMO CODE: “CELEBRATE” during checkout when you order HERE.

Buy them to give to your friends, family, and co-workers.   Buy them for your church’s bookstore.   Buy them to help your renters pay their rent on time.   Buy them for graduation gifts.

Check out all of the resources we offer HERE.

Success Story: Freed up $425/month by selling car

Rebekah sent me a link to her blog post recently where she shared her family’s story – and their decision to sell their car.

You should take the three minutes necessary to read THEIR STORY.

Read it?   OK, here are my thoughts …

  • It took awhile to have their IHHE Moment (I Have Had Enough Moment)
  • Once they had their IHHE Moment, they persevered long enough to take their next step
  • They determined their next step – and then they took the next step (I see SO many people who KNOW what they should do, but for whatever reason, they are unable to make it happen.)

Way to go Rebekah and Chad!   We are all cheering you on as you take your next steps toward financial freedom!

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Success Story: Jeep Paid Off!

I received the below note via Twitter from a person who is on staff at a church where we taught the Financial Learning Experience.   With their permission, I am sharing it below:

As of this week [wife’s name] & I now officially own our jeep! ( @jsangl @IWasBroke ) – and he shared the below picture.

JeepPay-OffSpectacular

My thoughts …

YES!   That is exactly what this crusade is ALL about!   Helping others get ahead financially so that they can use their financial resources to fund the things that are most important and fulfilling – like giving money away, saving for the future, and enjoying some fine things in life!   Oh, and the reduction/elimination of financial stress is really nice too!

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Success Story: Paid off $55,000 in 2.5 years!

I received the below note from a person who is on staff at a church where we taught the Financial Learning Experience.

Hey it’s [name protected] from [name protected] Church. Last time we talked I had sold my vehicles and budgeted to where we had paid off about $40K. I asked your opinion on stock, sold it like you suggested and we are now DEBT FREE and have our emergency fund complete. We were blessed to pay off a total of $55K and finish the emergency fund in 2 1/2 years.

Now, I really need to open a roth IRA because I want to begin retirement, but I need some wisdom as to where. Do you have any suggestions? I want to make sure it’s a reliable place with the best return possible. Definitely wanted your opinion before making any moves. Thank you so much for all your help along the way.

We receive these types of stories regularly, and I haven’t shared them enough!   In 2.5 years, this person was able to take control of their “average” financial situation and turn it into a “great” financial situation.   Now they are prepared to fund their Roth IRA.   Reminds me of Proverbs 21:5 – “The plans of the diligent lead to profit; as surely as haste leads to poverty.”

Way to be diligent!!!   It is leading to profit!

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Why I Do What I Do

A reader of JosephSangl.com shared her story with me recently.  It sums up why I do what I do.  With her permission, here is her story …

I was OVERWHELMED with JOY as I dropped my oldest child off for college last weekend! NOT because I was happy to have her leave the house…she has been such BLESSING and a BIG part of my life since I was 17 years old and learned I was pregnant… but because I have PRAYED, PLANNED & PREPARED for this day for YEARS.

I made a lot of COSTLY mistakes. I turned my back on God and did things my way! I maxed out my first credit card at 15 YEARS OLD! That was the beginning of several bad financial decisions since I didn't put any thoughtful planning into them! They were "this will due 'til the next bill arrives" solutions which is NO solution at all!

I hit rock bottom and was in BONDAGE financially, spiritually & emotionally by my early 20s. After a divorce, I was living in an apartment I couldn't afford and my car was being repossessed so I swallowed my pride, went to D.S.S. and applied for assistance. I was denied for everything. I was told that my full time job paying minimum wage put me over the limit for any assistance for myself and two children. I was devastated. I asked the lady how anyone would qualify if the standards were so low. She advised me to lose my job and showed me that if I would stay home with my children instead of working then I would actually make MORE money on welfare. I left and never went back. I got sick of hot dogs, grilled cheese and pb&j sandwiches but kept working.

I EVENTUALLY came to the conclusion that this wasn't the life that I wanted for myself or my children!! I was raised in a Christian household and accepted Christ at seven years old. I KNEW that how I was living was wrong. I wasn't going to church, tithing, or budgeting my money. I felt the conviction of the Holy Spirit when I made bad decisions whether they were moral or financial. God had more in store for me than I could ever imagine and I was cheating myself by cheating Him!

I began going to church, budgeting my money and planning for the future. I saved what I could… as often as I could. I got life insurance on myself and my children. I started a Future Scholar 529 College Savings plan (direct so I managed it myself and didn't pay anyone a fee) for both of my children. I started saving the minimum amount allowable. $50 per month. It was A LOT to me but I am so thankful that I did. I was able to raise the amount over the years and I am pleased to say that my daughter's first tuition payment was paid in full directly from that account!! AND she is driving a car that is completely paid for!! I think I was the happiest mom at the college last weekend. I literally found myself skipping with joy as I transported her belongings from the car to the dorm!!

If I could say anything to the moms & dads out there it would be this, "Don't let time get away from you! Start saving NOW!" Ideally, you should save $200 per month per child to plan for their college expenses but WHATEVER you save will help!! God has great things in store for you and your children!! I am still saving every month for college expenses because I know there are more tuition bills on the way.

My goal now is to help my daughter through college with NO student loan debt. I don't know what's in store for us over the next four years but I know that I will keep PRAYING, PLANNING and PREPARING every day!! 

THAT FIRES ME UP!

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