Tools

March 2020 Update From I Was Broke. Now I’m Not.

Do your finances cause you frustration, fear, and anxiety? Discover how you can handle financial anxiety and become more comfortable dealing with money.

**CLICK HERE TO LEARN HOW TO DEAL WITH FINANCIAL ANXIETY


DEBT!!! Is it all equal? Are there different kinds of debt? What type of debt should you avoid, and is there any debt that’s ok to have? Everyone has a different opinion, so we’re breaking it down for you.

**CLICK HERE TO LEARN ALL ABOUT DEBT


Are you making progress when it comes to budgeting, but then something happens that blows up your budget? Discover how to prevent issues from messing with your financial progress.

**CLICK HERE TO FIND TIPS FOR PAYING CASH FOR YOUR VACATION


We’re sharing all our money saving tips. If your monthly budget is tight, this is for you! Check out ways you can save money in your budget now!

**CLICK HERE FOR MONEY SAVING TIPS


DON’T FORGET YOUR MARCH BUDGET

If you still need helping creating this month’s budget, check out our free budgeting tools HERE.

Don’t forget these expenses in your budget:

  • St. Patrick’s Day
  • Spring Break
  • Easter
  • Taxes
  • New Clothes for Warmer Weather
  • Outdoor Activities
  • Yard Upgrades [mulch, plants, patio furniture]
  • Christmas 2020
  • Summer Vacation Savings

Pay Cash For Next Christmas (or a Vacation!)

Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! Are you making progress when it comes to budgeting, but an unexpected expense blows up your budget? On today’s episode, we’re helping you figure out how to prevent issues (like car repairs, Christmas or vacations) from messing with your financial progress. In our Current Money Events segment, we’re sharing tips that I’ve learned from budgeting for 200 consecutive months. Our success story comes from Cody, who was able to eliminate a car payment.        

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “We need your help. We are pretty good at budgeting, but it seems like right when we have started to make progress, an unexpected expense blows up our budget – things like a car repair or an insurance bill that is due every six months. Can you help us figure out how to prevent these issues from messing with our financial progress?”  
  • In our Current Money Events segment, we’re sharing tips that Joe has learned from budgeting for 200 consecutive months. 
  • Our success story comes from Cody, who was able to eliminate a car payment. 

Resources:
I Was Broke. Now I’m Not. Participant Kit + FREE Access to Online Study
I Was Broke. Now I’m Not. Group Study DVD
I Was Broke. Now I’m Not. Tools
TOOLS: Budgeting 
TOOLS: Known, Upcoming, Non-Monthly Expense Calculator 
Next Steps: Banking  
IWBNIN Ladder
20/20 MONEY: Gaining Clarity For Your Financial Future 

Verse: “The plans of the diligent lead to profit, as surely as haste leads to poverty.” – Proverbs 21:5

Related Monday Money Tip Podcast Episodes:
Episode 32: How to Have a Debt-Free Vacation
Episode 33: How to Never Have a Car Payment
Episode 61: The I Was Broke. Now I’m Not. Ladder – Explained
Episode 83: Money Saving Tips

Great Money Apps

It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! We live in a technology-driven world, and in today’s episode, we’re talking about our favorite money apps that can take your finances to the next level. Maybe we’ll share an app you already use, or perhaps you’ll discover your new favorite money app! In our Current Money Events segment, we’re updating you on mortgage rates, basic saving rates, and CD rates. Our success story today comes from Michael, who is leading a financial growth small group at his church.  

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today we’re answering: “What are your favorite money apps?” 
  • In our Current Money Events segment, we’re updating you on mortgage rates, basic saving rates, and CD rates.
  • Hear a success story from Michael, who is leading a financial growth small group at his church.    

Resources:
Next Steps – Banking 
I Was Broke. Now I’m Not.
I Was Broke. Now I’m Not. Online Group Study
I Was Broke. Now I’m Not. Leader Kit 
Mint.com
Schwab.com App
Bank of America App
Currency App
Personal Capital
Credit Sesame
IWBNIN Ladder

Quote of the Day: “A tool is only as good as its user.” “A tool is only good if it is used.”

MONDAY MONEY TIP PODCAST: Top Money Questions – April 2019

Welcome back to another episode of the Monday Money Tip Podcast! It’s the last Monday of April so we’re answering the top money questions from our listeners from this month. Today’s questions will range from car loan interest to debt consolidation loans. We will also discuss unemployment rates during our Current Money Events portion of the podcast. Lastly, we will share a success story from a couple who was able to lower their cable bill and mortgage interest rate!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:

iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • It’s the last Monday of April! We’re going to answer your top money questions from this month. Today’s questions range from interest on car loans to being laid off to debt consolidation loans.
  • Hear about current unemployment rates in our Current Money Events portion of the podcast.
  • We will share a success story from a couple who was able to lower their cable bill and mortgage interest rate to free up cash for high-interest debt.
  • Learn the difference between term and whole life insurance and which is better for you.

Resources:

IWBNIN Free Tools
Bureau of Labor Statistics
Unemployment Rate Article
IWBNIN Book
Episode 14
Episode 15
Oxen Book
IWBNIN Ladder
Voya Retirement Calculator
Fidelity Retirement Calculator
IWBNIN Retirement Nest-Egg Calculator

MONDAY MONEY TIP PODCAST: Bite-Sized Debt

Happy Monday! Another episode of the Monday Money Tip Podcast is live and this week we will share with you how you can break down your debt into bite sized pieces. We will give you updated statistics about the average student loan payment and more in our Current Money Events segment. We will also share a success story from an individual who saved money in her budget by simply asking for a better deal.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:

iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • Learn about the median and average debt payments in America.
  • Hear a success story from an individual who cut the fat in her budget by looking at things differently and not being afraid to ask for a better deal.
  • We will discuss how to make debt more manageable and create a plan of attack by breaking it down into bite-sized pieces.

Resources:

Debt Freedom Date Calculator
American Housing Survey
Average Student Loan Payment
Credit Card News Article
Credit Card Minimum Payment Calculator
Annual Credit Report
0% Balance Transfer Credit Card
I Was Broke. Now I’m Not. Book
Debt Snowball YouTube Video
IWBNIN Ladder
Debt Pay-Off Spectaculars

Quote of the Day: “Persistence is essential to accomplishment.”