Tools

Free Budget Template Tools

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The I Was Broke. Now I’m Not. Team takes great joy in being able to provide practical personal finance tools that help people win with their money. Over the past month, we’ve been working on a “How To Budget” series of videos, emails, and tools to help with this vision.

The series contains approximately 10 videos/emails that will be received over the course of a few weeks. If you have been struggling with your budget, I really encourage you to sign up for this helpful series. It even includes a special announcement about our Core Coaching Program – our intensive 12-month personal finance class.

Learn more and register HERE.

Can’t see the link? Copy & paste the following link in your favorite browser: http://iwasbrokenowimnot.com/freebudgetdownload

 

Free Personal Finance Tools

It is my passion to help people accomplish far more than they ever thought possible with their personal finances. One key way I am able to help fulfill this personal mission is to offer outstanding personal finance tools for FREE. If you haven’t checked them out in awhile, you really should! They are located HERE.

On the Tools page, you will find:

  • Budgeting Tools  Monthly, Bi-weekly, Bi-Monthly, Weekly, and Irregular income planning worksheets
  • Debt Tools  Debt Freedom Date calculators, Actual Cost of Debt calculators, and Early Pay-off calculators
  • Saving Tools  Known, Upcoming Non-monthly Expenses calculator, Savings account balance tracking tool, and investment calculators
  • Spectaculars  You just have to check them out – especially the Llama Pay-Off Spectacular

These are the very tools my bride and I used to win with our money – eliminating our non-house debt in 14 months and our house debt in less than 6 years!

There are nearly 100 tools – and all of them are FREE. Get yours NOW and take charge of your money!

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Featured Tool Of The Month – Known Upcoming Non-Monthly Expenses Calculator

Do you ever feel like your finances have been side-swiped by a major expense, and that sudden expense causes immense stress and pain?

Chances are that you have, and it probably was a “Known Upcoming Non-Monthly Expense.”  The key word in that phrase is “non-monthly“.  Because it is not a monthly expense, it can tend to become an “out of sight – out of mind” item that seems to appear suddenly out of nowhere.

Think about it. Have any of the below items happened to you before and created a financial emergency?

  1. Car tires need replaced
  2. Sickness that created enough hospital bills to consume the entire insurance deductible (or worse yet – happened without insurance)
  3. Heating & Air went out
  4. Christmas
  5. Vacation
  6. Annual life insurance premium
  7. Annual property taxes

Just go ahead and say, “Yes, I have!” because we ALL have experienced one or more of these scenarios.

Here’s the solution – use the “Known Upcoming Non-Monthly Expenses Calculator” to transform your “non-monthly” expenses in “monthly” expenses.  See the example below:

Do you see it?  By converting the “non-monthly” expenses to a “monthly” expense of $579 every month, you have substantially lessened the impact on your budget!  Instead of having to suddenly come up with $1,200 when the annual property tax bill arrives, the money will just be there!

TIPS:

  • Be sure to recalculate your monthly savings number at least once per year
  • Don’t forget more long-term expenses such as college, weddings, vehicle replacement, and major home renovations
  • Set your savings for these expenses AUTOMATIC – by establishing an auto-draft

NOTE: This tool and dozens more are covered in more detail in my book, I Was Broke. Now I’m Not.

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I Was Broke. Now I’m Not. APP

I’m excited to announce that our APP has been updated to include the most requested feature – The ability to sync your budgets across multiple phones/devices!

Our APP is available FREE for all Apple mobile products including iPhone, iPod Touch, and iPad as well as all Android mobile products!

Download the APP now:

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Check Out The FREE Tools

How long has it been since you checked out the FREE (HERE) financial tools available via the I Was Broke. Now I'm Not. website?  Chances are pretty good that there are several tools that can really help you take your finances to the next level – and they are FREE!

It is our passion to help others accomplish far more than they ever thought possible with their personal finances.

This passion is the reason we offer the free tools.  It is the reason I write a blog post about personal finances every day.  It is the reason that I write a weekly newspaper column.  It is the reason I travel the nation speaking and teaching.  It is the reason that I wrote I Was Broke. Now I'm Not. and its related Group Study.  It is the reason that I am writing a book directed toward those young people who are about to embark on their big adventure into the real world.  It is the reason that we offer free financial counseling through over twenty churches (and increasing!).  It is the reason that I have been training team members at every single live event.

I'm FIRED UP and sold out to this God-given call on my life.

However we can serve you, it is our honor.