I have had another “I Have Had Enough” Moment (IHHE Moment) with our monthly budget. It usually happens once a year and occurs when we ask ourselves the question, “Why are we spending our money the way we are right now?”
My catalyst for asking the question this time was when our cable company sent us another bill with the cost cranked up to $114 for expanded basic and internet. It has been as low as $27.40 for twelve months, then it went to over $100/mo. I called and asked them to lower it, and they refused until I had made four or five phone calls and was thoroughly perturbed. They adjusted the price to about $68/mo. Now, they have cranked it up to over $114/month. Here is my question: “Why don’t they keep the price at a fixed number? Seriously, all it does is result in unhappy customers and it must cost a fortune to run all of these different pricing models.
Anyway, I am sick of the game so I called the cable company and asked them to shut it off. They asked, “Why?” I told them what I have written above and told them that I am not going to continue playing the game of calling them and asking for a lower rate every six to twelve months. The result? Cable TV is GONE and I am celebrating it! Believe it or not, my family has actually survived without cable before, and I am looking forward to not having it again.
I kept the internet (~ $36 for high speed) so I have reduced the bill by $78/month. That is $948/year of after-tax income!
Here are the other ways we are looking at reducing our expenses:
- Using coupons even more using GroceryFreak.com and similar websites.
- Improving our health insurance coverage (better provider, better discounts, etc.)
- Considering dumping a gas-guzzler for a gas-sipper (we can come out ahead in multiples ways – insurance, gas, taxes, etc)
Less expenses mean more money for paying the house off!