Dreams come true!

In the personal finance classes that I teach, the very first thing I do is have people write out their hopes and dreams on paper.  It is so POWERFUL!!!  I think Oprah got it right when she says in her "Debt Diet" series that "people are walking through life unconsciously".  We dream huge as children.  We believe in our hopes.  Then …  We grow up and put all of that away.  Many times we lose our way and wake up ten, twenty, or forty years later to say "Oh my goodness!  I can't believe I have just wasted all of that time!"

I don't want that happen to you!  I want you to be able to accomplish EXACTLY what you were put on earth to do!  What is IT that you were put on earth do?  Life is so rewarding when you can do what God has put you here for!

When you write out your hopes and dreams on paper, it is amazing how many of them come true.

Let me tell you of a dream that is coming true for me …

I learned of a person named Dave Ramsey in December 2002.  Through his books and class (Financial Peace University), Dave spoke incredible truth into my life!  Because of this man, Jenn and I became debt-free in 14 months!  As a result of our debt freedom, we were FREED UP to go do exactly what God put us on earth to do!!!

Now, through some miracle, I have been provided the opportunity to meet with Dave in August.

I am living a dream …  To God be the glory!


Looking for additional Personal Finance Resources?  You can obtain free tools by clicking HERE and purchase books/materials by clicking HERE. 


  1. chris on July 25, 2007 at 9:47 am

    Very cool. What is the event allowing you to meet Dave in person?

  2. John X on July 25, 2007 at 11:05 am

    If Oprah got that part right, she got this part wrong when she allowed Gary Coleman to plug his advertisement by providing the outfits/styling for her show – His Commercial is Cashcall – money based only on a signature – rates from 59.95% to 99.25% depending on your state/amt of loan. The nice part is you get to pay a $75 origination fee if you are approved for the loan! CROOKS! Can you believe she would endorse that ad after having a ‘debt diet’ series? This may explain her dieting failures in the past if this is an example of a debt ‘diet’.

    The Criminal’s Address:

  3. Chris Thomas on July 26, 2007 at 2:27 pm

    Congrats Joe. Looking forward to meeting you when you’re in town.

Leave a Comment