If The Mountain Was Smooth, You Couldn’t Climb It

“If the mountain was smooth, you couldn’t climb it.”

I heard this statement the other day, and it really connected with me. It apparently connected with a lot of others as well because it became one of my most “re-tweeted” and “fav’d” tweets ever.

Let me unpack this statement while looking at it through a financial lens.

Have you ever experienced a financial cliff – a monumental financial challenge that was seemingly insurmountable? It could be paying for college, putting braces on your children’s crooked teeth, or fixing/replacing a vehicle. It might be the major task of obtaining a better job or starting a business. The financial cliff certainly presents a challenge, but overcoming it provides you an incredible sense of achievement and provides confidence like few other financial events can.

Perhaps you’ve reached a point where there are plentiful footholds and handholds and maybe even a path or two allowing you to move up the mountain at a great pace. This is when you can see the debt on the credit cards melting away and the vehicle is paid off.

Hopefully you’ve experienced a time or two where you’ve reached the pinnacle. A moment where you’ve stood on top of your financial challenges, having overcome them all. That’s the entire reason I started I Was Broke. Now I’m Not. – to help people achieve far more than they ever thought possible with their personal finances.

Of course, a look around while on the mountain top will reveal many other peaks requiring difficult climbs, but past successes will provide the fuel to get back to the top of those too.

Where are you at on your climb up your current financial mountain?


  1. P on April 1, 2014 at 9:24 am

    Getting out of debt, gaining financial freedom and stability while maintaining a comfortable lifestyle? Seems impossible. …

  2. S. Bryant on April 1, 2014 at 11:30 am

    For those of you who read this and say to yourself, “I’m NEVER going to get out of this!”, well, you CAN!! In 2010 I went to one of Joe’s Financial Seminars at my church. That night was a defining moment in my life. The 30 seconds he spoke to me changed me forever. I now have NO credit card debt and no car payments. I am now working on my emergency fund and yes, I had a lot of people tell me I would never get out of debt. They were wrong. I think the proverbial “smooth mountain” is a good one. If it were not rugged with bumps along the way you would have nothing to grab onto to get you to the next level. Get that Budget going. It will be the best thing you have ever done in your life.

  3. Joseph Sangl on April 1, 2014 at 2:23 pm

    Thanks so much for sharing your testimonial! Joe

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