It’s What You Do “In The Meantime”

When asked, most people will say it is their financial goal to “get out of debt” and “win with money.” However, many people remain stuck in a financial struggle for their entire lives.

Why do some prosper while others struggle? It is what they do in the meantime.

We are all affected to some degree with an “I want it now!” mentality, and in many cases, it is possible. We can decide to purchase a car, and it can be accomplished by the end of that very day. A new computer looks nice, and a simple swipe of a credit card will put it in our hands.

But getting out of debt and winning with money … That’s another issue altogether! These goals require time to accomplish. Time and “in the meantime” effort.

If you want to achieve debt freedom or become financially successful, here are some “in the meantime” actions to take:

  1. Obtain financial education  Through books, websites, blogs, conferences, classes, advisers, and other resources.
  2. Identify financial mentors  You need help from people who are several steps ahead of you on their financial journey.
  3. Avoid dumb financial mistakes  One or two weak moments “in the meantime” can derail all previous good financial decisions. Mentors help you avoid this!
  4. Establish a written financial plan (complete with goals)  Your written goals are much more likely to be achieved than those that are unwritten.
  5. Invest. Invest. Invest.  Compound interest substantially lightens the load! I like a well-diversified approach complete with stocks, bonds, mutual funds, ETFs, real estate, and small businesses.
  6. Build margin – money in the bank  There is nothing like money in the bank to make you become a financially confident individual and encourage you in your financial journey.

By the way, “in the meantime” is measured by years and decades, not days or weeks.


  1. Troy on June 21, 2013 at 9:33 am

    Another great post man. I just bought OXEN – really excited to read it this weekend.

  2. beverly Stadler on June 22, 2013 at 9:49 am

    Thank you so much for your encouraging support! I love to see your email &it reminds me that I am responsible for my success or failure financially! Blessings to you & your family. Keep those emails coming.

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