Marching To Debt Freedom – Couple #2 – Month 04

This couple is THROUGH with debt!  It has now been four months since they announced that they were breaking up with debt.

Here is the update.

What went well this month …
We had a great December!!  We finished all of our Christmas shopping and paid for every dime of it in cash!!  We had extra money come in during December and paid extra on the Discover card, which brought the balance down a lot.  We finally got a handle on the cash envelopes and made them last during this month.  We are very excited about how far we have come in only FOUR months.  For anyone who is on the fence about trying Joe's program…GO FOR IT NOW!!!!  We are so happy with our progress, but can't help but to think how far ahead we would be if we had only started sooner.  But…  we are very proud of our success and are looking forward to being debt free.

Challenges and struggles for this month …
Believe it or not, this month was pretty easy.  We planned for everything (trip to Florida, trip to Georgia, Christmas presents, Best Friend's birthday, etc.).  Since we try to look ahead each month there aren't as many surprises.  I can't think of anything that was a struggle or challenge for December.  It is getting easier!!

Here is their updated Debt Freedom Date calculation …

Month By Month Progress …

Sangl says …
Did you notice that Couple #2 paid off ANOTHER credit card?!!!  This couple is experiencing a time of blessing, and they are utilizing it as the opportunity to become debt-free!  Another $27 and this couple will have paid off over $10,000 in debt!  That is INCREDIBLE!!!  They have reduced their debt by 13.9%!!!

I am FIRED UP by the progress this couple is making!  They have been at this for FOUR months, but did you notice what is happening to their Debt Freedom Date Calculation?  It has went down SIX months!  They are two months ahead of schedule already!  This is why I regularly say that people who commit to becoming debt-free usually achieve it in 2/3 of the time calculated by the Debt Freedom Date Calculation.  Why?  Because when people are truly committed to accomplishing debt freedom, they will put off some "wants" and redirect that money toward their debt!

Readers …

Are you feeling the momentum that this couple has with them?  It is January.  Early January.  Why not make this year THE YEAR that you take control of your money and start your own Debt Freedom March?

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  1. Saving Freak on January 3, 2008 at 8:43 am

    Wow rocking and rolling. Looks like your debt snowball is rolling down a mountain instead or being pushed along. This is awesome progress!!

  2. Chris on January 3, 2008 at 6:13 pm

    Man, this couple is cooking. Keep it up Couple #2!

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