Money saving ideas

Pay bills annually.

• Life Insurance
• Auto Insurance
• Gym Membership
• Internet
• Subscriptions

Negotiate any large purchase

• Automobiles
• Boats
• House
• Surgery
• Video camera
• Computer
• TV
• Furniture
• Jewelry
• Vacation Trip

Sleep at least one night before making a large purchase.

Consult with your spouse before making a large purchase.

Drive your car for at least 250,000 miles and 10 years.

Take your lunch to work.

Let your employer pay for your college degree.

Don’t smoke.

Exercise.

Avoid stuff-itis. Ask yourself the question, “Why am I buying this?”