My 16th Wedding Anniversary

Today, my bride and I are celebrating our 16th wedding anniversary! These 16 incredible years have helped me come to one conclusion:

Marriage is incredible.

I cannot imagine doing life without Jenn Sangl. Since this is a website about personal and small business finances, I decided to prepare a list of the top 10 financial things I’ve learned about marriage.

Top 10 Financial Lessons I’ve Learned About Marriage

  1. One person is usually a saver and the other a spender. I’m the spender. My bride is the saver.
  2. Monthly budgeting improves marriage communication like few things can. Since everything in life either directly or indirectly involves money, the monthly budget meeting ensures we talk about it. I call this a monthly “trip” moment that ensures we have great conversation!
  3. My spouse is way smarter than me. She can cut through the details and put her finger on the root of an issue. I refuse to make any major financial decision without her complete buy-in. To do otherwise would be foolhardy – don’t ask me how I know this!
  4. Marriage is grand. Divorce is at least a hundred grand (dollars!).  I’ve seen marriages collapse and have seen the enormous costs the couple pays (both financially and otherwise). This is what makes us prioritize spending money on our marriage. We take vacations together. We visit with a “marriage and life coach” on a regular basis. We invest money in what is important to us!
  5. It is a federal law that my bride gets the better vehicle.  When we were launching I Was Broke. Now I’m Not. as a full-time business, I drove everywhere. It was a common joke within our team when I was booked to speak in California (we live in South Carolina) whether or not I was driving. The issue: I would take the good car and leave my bride with a “get-fired-up” 1997 GMC 1500. That ended quickly and abruptly.
  6. Children are a blessing AND they cost tons of money.  And there is nothing we would rather spend our money on!
  7. The difficult financial situations are the ones that have grew our marriage the most.  When I embarked into ministry from a corporate job – along with a 50-percent pay cut – my bride was with me “heart and soul.” The same was true when we embarked on launching I Was Broke. Now I’m Not. and we made so little money that we qualified for low income benefits (didn’t have to use them because we had SAVED and PREPARED for it, however). We have learned it is true – whether we have little or much, true joy comes from “contentment.”
  8. My bride provides trustworthy business counsel. Where else can you bear your heart and soul without fear of reprisal or backlash?
  9. Change is always occurring.  I managed the bill paying responsibilities for several years and then Jenn took over. A couple of years later with a middle schooler, a toddler, and a baby on the way, I took over bill paying again. This is what makes marriage work well – serving each other!
  10. Setting financial goals TOGETHER is way better than operating alone.  Way back in 2002, we established a goal to pay our house off by January 2014. We beat our goal by a year because we both OWNED the goal.

Those are some key financial lessons I’ve learned over my 16 years of being “Jenn Sangl’s husband.” Any financial lessons you’ve learned from your marriage you would add to the list?


  1. Shari Emhoff on June 7, 2013 at 10:47 am

    We learned to both own the responsibility of not overspending. My husband pays the bills and makes sure there is enough in our account for those. I have the envelopes and keep track of how much we have for daily spending. This way we both know there are consequences if we are not resposible. This is how we both own it.

  2. Carlester Crumpler on June 8, 2013 at 9:45 pm

    That’s good stuff… Congratulations! Teamwork makes the dream work.

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