Resources To Get You Financially Free


Prepare Your November Budget

October 26, 2018

November is only a couple days away so now is the perfect time to make sure that you have prepared your budget! It is so important to have your budget prepared BEFORE the month begins. You are way more likely to stick with the budget if you have a plan in place for the first…

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Ready to Save TONS OF MONEY?

October 23, 2018

One of the most popular questions I receive is: “How can I save some money?” It is a great question. In fact, we’ve offered savings tips in live online events, blog posts, and on our “Next Steps” page on a regular basis. Our help is received with great enthusiasm! As well it should, because who…

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October 23, 2018

There was a point in my life where I came to the realization that I needed to find oxen in my life and start getting my money to work for me. From an average bank balance of $4.13, I have since acquired multiple oxen and experienced a truly abundant harvest. In my book, Oxen, I…

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Is This Mutual Fund A Good Investment?

October 17, 2018

Many people are hesitant to begin investing because they think that it is some incredibly complicated venture that is only for the uber wealthy. I am here to tell you that it is not that difficult and you can (and should!) get started today at some level. Most people feel this apprehension towards investing because…

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MONDAY MONEY TIP PODCAST: Making a Good Investment

October 15, 2018

The Monday Money Tip Podcast is back! Investing can be such a complicated venture so this week, Joe is sharing how he determines if an investment is a good deal or not. For those who are new to investing, Joe has some helpful mobile apps that you can download to learn more of the basics…

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The Basics of Oxen

October 11, 2018

Where there are no oxen, the manger is empty, but from the strength of an ox comes an abundant harvest. Proverbs 14:4 This verse had a profound impact on me as I went through my financial freedom journey. From this verse, I realized that I could either live a life with an empty manger or…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.