Resources To Get You Financially Free


Monday Money Tip: How Compound Interest Works

July 7, 2014

In this Monday Money Tip, I share how compound interest works – and how it can be your greatest friend or enemy. Want to automatically receive a helpful and practical money tip every Monday? Register FREE at

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Fantastic Opportunity – Really An Opportunity?

July 2, 2014

There is a phenomenon that seems to happen during every person’s financial journey. It’s called the “fantastic opportunity.” Here’s how it usually rolls out: Make a major financial commitment  You commit to eliminate debt by saying, “It is time to pay off all of my non-house debts.” Progress is made  You manage to eliminate one…

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Monday Money Tip: Importance of Diversified Investments

June 30, 2014

Think your investments are appropriately diversified? In this Monday Money Tip, I share a common mistake many investors make, and how to address it. Want to automatically receive a helpful and practical money tip every Monday? Register FREE at

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You Can Do This “Money Thing”!

June 27, 2014

This post is for the person who needs encouragement in their financial journey right now. You may have experienced tremendous challenges recently. Perhaps you’ve encountered an unexpected lay-off. Maybe an illness. The car may have broken down and a child fell and broke his arm. Maybe an investment tanked or your small business that once…

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One or Two Decisions Away From Changing Financial Future

June 25, 2014

After being able to serve more than 1,000,000 people with personal financial teaching and resources, it has become very clear to me that most people are just one or two major decisions away from completely changing their financial future. Not twenty. Not forty. Just one or two. And these key decisions are usually far easier…

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Monday Money Tip:

June 23, 2014

This is definitely a step you can take with your finances – checking your FREE credit report. The federal government has required the “Big 3” credit reporting agencies to provide access to our own credit reports at least once per year. You can do this with I encourage you to watch the short Monday…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.