Resources To Get You Financially Free


Helpful Personal Finance web sites

April 17, 2006

Here is my list of helpful Personal Finance web sites: 1. Dave Ramsey’s web site – Dave is a HUGE hero of mine! 2. Cheapskate Monthly’s web site – Their monthly newsletter helps keep you motivated to save! 3. CNN’s Personal Finance web site – I don’t agree with everything they tell you, but it…

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Unexpected money

April 12, 2006

If you have a detailed financial plan (a monthly zero-based budget) and you receive unexpected money, you will know exactly where that money can be put to good use. If you do not have a plan, there is a good chance that the money will leave you quickly. Marketers understand our ability to impulse purchase…

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April 11, 2006

Today is a day to observe human behavior. Have you ever met someone who is so excited about some new thing? This new thing could be a new friend, a new girlfriend, a new boyfriend, a new car, a new house, going to college, a new boat, football season tickets, on and on and on…

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Gain control of your finances

April 10, 2006

It is time to gain control of your finances. Life is way too short to continue living from paycheck to paycheck. Here are some sure-fired ways to gain control of your finances. Stop blaming circumstances, other people, or your spouse Sit down (with your spouse if married) and list all of you bills on paper.…

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I love helping people!!!

April 6, 2006

I was once broke. Now, I’m not! This slogan is truth to me! I stopped being broke by changing the way I made decisions. When Jenn and I made the decision to stop signing up for more debt, that was HUGE! When you stop adding more debt to the equation, you can actually start reducing…

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Personal Finances are hard to do!

April 4, 2006

It is really difficult to grasp key principles in personal finance. Here are a few. 1) Spend less than you make WOW! That is really difficult to grasp! 2) Do not buy anything you cannot immediately pay for TOUGH! Man, this is really hard. 3) Save money for a rainy day This is just too…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.