Resources To Get You Financially Free


Make it equal ZERO!

June 14, 2006

INCOME – OUTGO = EXACTLY ZERO!!!! Have you gotten this figured out yet? If you do not make your money obey this extremely simple formula, you will always be broke. Money will always run from you and not to you. You can do it! Remember that OUTGO includes items like saving, giving, blow-it funds, and…

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A rant on changing …

June 13, 2006

I was working with my leadership coach today and during our discussion, he stated something that was profound to me. He stated that when it comes to making change happen, incentives work, fear may help, but making it part of a cause really makes it happen. Let me break it down as it applies to…

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Stop living from paycheck to paycheck!

June 12, 2006

A recent study from ACNielsen revealed that about 1 in 4 Americans say that they do not have any spare cash. No wiggle room. No room for an error. No room for an emergency. No room for life to happen. Question: That new car – is it worth being broke over? Question: That student loan…

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Keep investing!

June 8, 2006

OK, so the market has went down for four straight days. It has went down quite a lot. Should you stop investing in the stock market? My vote is no. Here are my reasons: 1. Dollar cost averaging – this means you continue to invest at a set interval regardless of price. It is like…

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What is Financial Peace?

June 7, 2006

I am going to attempt to put together my definition of financial peace. If you have other thoughts, please send them to me or comment on them below. Financial Peace – n. a condition where one does not have to continuously worry about their ability to meet their financial obligations; they have financial peace –…

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WOW! More ways that personal finances are like a marathon!

June 5, 2006

I know that I have blogged before about how personal finances are like a marathon, but I have to do it again. You see, I have now completed a marathon! 1. Both require endurance. I started out with a pace group that was very close to the pace I wanted to run the marathon at.…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.