Resources To Get You Financially Free


Budget time (again)

May 17, 2006

Well, it is that time of month again. The time of month where the old budget has to be put together for the next 31 days. Once this plan is established, we will utilize our money exactly as stated on the paper. In a sense, we have truly pre-paid our spending on paper. This is…

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It isn’t all about the money.

May 16, 2006

Money does not satisfy. Money does not make you happy. Money does not guarantee health. Money does not equal great wealth. Money does not save your soul. Money can not buy great friends. These statements are often said. These statements are hard to understand when you are broke. These statements become clearer as you attain…

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30 minutes to a financial disaster

May 15, 2006

Sign observed at car dealership: “Financing in less than 30 minutes” Translation: “Destroy all progress you have made in getting control of your finances in under 30 minutes.” I do not spend little money. When I spend money, I tend to spend it on larger ticket items. Some specific items include airline tickets, hotel, travel,…

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I love Microsoft Money!

May 10, 2006

How do you manage your finances? In my journey to better manage my finances, I have followed a path that took me from virtually no management at all to detailed management. I started out by trying to keep a running balance in my head and ensuring that I had a cash buffer in my checking…

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Personal Finances are less talked about than sex

May 9, 2006

Read it for yourself. When you hear facts like “the number one cause of divorce is disagreement over finances” or “money fights” or “he/she spends all of our money”, you may not think about the fact that personal finances are also less talked about than sex. You don’t believe me? Let’s think about why this…

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May 7, 2006

I have always viewed bankruptcy as a disinterested party. It is true that bankruptcies have reached all-time highs. There are always huge companies filing for bankruptcy protection (Enron; most of the airlines; most of the suppliers to GM and Ford). Over the past year, a series of circumstances have really opened my eyes to how…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.